A personal pathway to better health

There’s no better feeling in life than being healthy. That’s why our Life and Income Protection Insurance products from RACQ come with access to AIA Vitality – a personalised, scientifically-backed program that supports you every day to make healthier lifestyle choices. AIA Vitality shows you how healthy you are now, provides the tools to start improving your health right away, and offers amazing rewards to keep you motivated along your journey.

With AIA Vitality you can achieve a fitter and healthier lifestyle. Working towards improving your health will earn you points to grow your status from Bronze to Platinum, unlocking the added incentive of ongoing discounts and rewards along the way.The range of benefits include up to 10%* off your Life and Income Insurance premium when you reach an AIA Vitality Silver status or higher (applied at your Policy Anniversary Date).

How does AIA Vitality work?

AIA Vitality helps you get healthier by giving you the knowledge, tools and motivation to improve your health. As you work towards becoming healthier, you'll have the added incentive of earning AIA Vitality points which will improve your AIA Vitality Status so you can enjoy even better rewards and discounts.

Learn more

How do I get AIA Vitality?

  • Purchase a Life or Income Protection insurance product from RACQ.
  • Activate your AIA Vitality account via the email sent to you.
  • Start enjoying the AIA Vitality program benefits and rewards.
Image highlighting how AIA can improve your health

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*Achieve or maintain your AIA Vitality Status - Silver, Gold or Platinum and you’ll get 10% off your Life or Accident Insurance premium or 5% off your Income Protection Insurance premium at your next Policy Anniversary Date.


The Life and Income Protection Insurance suite of products described on this website is distributed by RACQ Operations Pty Ltd ABN 80 009 663 414, Authorised Representative Number 234978 (RACQO), an authorised representative of AIA Financial Services Limited ABN 68 008 540 252, AFSL 231109 (AIAFS) and is issued by AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIAA). RACQO is a distributor only; it does not sell, issue or guarantee these products. AIAFS and other authorised representatives of AIAFS are also involved in distributing these products. Descriptions of product benefits and features are a summary only. You should consider factors like your objectives, financial situation and needs and read the relevant Product Disclosure Statement (PDS) available on this website before deciding to acquire or continuing to hold any of these products. The information on this website is general and does not take such factors into account so you should consider its appropriateness in the context of such factors. Cover is subject to terms, conditions, limitations and exclusions. AIA Australia has adopted the Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The Code can be found at www.fsc.org.au.

AIA Vitality partners, benefits and rewards are subject to change at any time. For the most up-to-date information and to view the AIA Vitality Terms and Conditions see aiavitality.com.au. Partner terms and conditions may also apply.