A personal pathway to better health

It’s hard to beat feeling healthy. That’s why RACQ Life and Income Protection Insurance comes with access to AIA Vitality - the personalised, scientifically backed program that supports you every day to make healthier lifestyle choices. AIA Vitality shows how healthy you are today and provides the tools you need to start improving your health right away. Plus, you’ll get amazing rewards to keep you motivated along your journey.

With AIA Vitality the more you do to improve your health, the greater your rewards, including:

  • a 5% upfront discount on your AIA Health Insurance premium that you can keep each year provided you reach and maintain AIA Vitality Silver status, and
  • up to 10%* off your Life and Income Protection Insurance premium when you reach AIA Vitality Silver status or higher (applied on your Policy Anniversary Date).

How does AIA Vitality work?

AIA Vitality offers a range of online and offline health assessments to help you learn more about your overall health. Set goals and maintain good health with discounts on gym memberships, fitness devices and more. With AIA Vitality you can earn points by learning about, and improving your current state of health in areas such as nutrition, exercise and mental wellbeing. AIA Vitality keeps you motivated with ongoing rewards including shopping rewards and discounts on flights, entertainment and lifestyle vouchers.

As an AIA Vitality member you start your journey on Bronze status. As you get healthier and earn more points you’ll move from Bronze to Silver, Gold and finally to Platinum. The higher your status, the greater your rewards.

Learn more

How do I get AIA Vitality?

  • Purchase a Life or Income Protection Insurance product from RACQ,
  • Activate your AIA Vitality account via the email sent to you,
  • Start enjoying the AIA Vitality program benefits and rewards.
Image highlighting how AIA can improve your health

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RACQ’s Life and Income Protection Insurance suite of products described on this website is distributed by RACQ Operations Pty Ltd ABN 80 009 663 414, Authorised Representative Number 234978 (RACQO), an authorised representative of AIA Financial Services Limited ABN 68 008 540 252, AFSL 231109 (AIAFS) and is issued by AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIAA). RACQO is a distributor only; it does not sell, issue or guarantee these products. AIAFS and other authorised representatives of AIAFS are also involved in distributing these products. Descriptions of product benefits and features are a summary only. You should consider factors like your objectives, financial situation and needs and read the relevant Product Disclosure Statement (PDS) available on this website before deciding to acquire or continuing to hold any of these products. The information on this website is general and does not take such factors into account so you should consider its appropriateness in the context of such factors. Cover is subject to terms, conditions, limitations and exclusions.

AIA Australia has adopted the FSC Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The code can be found at fsc.org.au.

AIA Vitality partners, benefits and rewards are subject to change at any time. For the most up-to-date information and to view the AIA Vitality Terms and Conditions see aiavitality.com.au. Partner terms and conditions may also apply.

*Reach AIA Vitality Silver status or above and you’ll get up to 10% off your RACQ Life Insurance and 5% off your RACQ Income Protection Insurance premium at your next Policy Anniversary Date. Maintain AIA Vitality Silver status or above to keep the discount each year.