Compare the difference between RACQ Pet Insurance, and optional Pet Cover with our Home and/or Contents Insurance policies.

When insuring your dog or cat with RACQ, you can choose basic or comprehensive cover. Below is a comparison between our two pet products to help you choose the best option, for you and your pet.

Compare covers


  Pet Cover with your Contents Insurance Pet Insurance
Claim Amount Claim up to $750 for each separate incident Claim up to $12,000 a year with up to 80% back on approved vet costs
Inclusions Cover for injury or illness

Cover for injury or illness

Boarding costs up to $1,000 (no excess) for unexpected hospital stays

Euthanasia cover for up to 80% of approved vet costs (if a vet decides it's essential)

Optional Tender Loving Care (TLC) cover, with up to $100 a year for certain treatments, like vaccinations

Excess $50 excess for each claim Choose your own excess - $0, $100 or $200
No. of Pets Cover for up to 2 pets Cover for up to 4 pets
Discounts No discount when you purchase online $50 discount per pet* when you purchase online (maximum of 4 pets per policy)

Read more about optional Pet Cover 
Read more about Pet Insurance 

Get Pet Cover Read our PDS

Get Pet Insurance
Read our PDS

The above features are a summary only and limits apply. Please refer to the relevant Product Disclosure Statement for full details, exclusions and terms and conditions.

Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. Please read the PDS before making a purchase decision on this product. Any general advice relating to this product at is provided by RACQ.

*Conditions apply—excludes pay later option.