Private use covers normal day-to-day driving and commuting to a permanent place of work and also includes professions such as Trade vehicles (electrician, plumber etc.) and is a vehicle which is a car, station wagon, utility, van and panel van up to 2.5 tonnes carrying capacity.
Business use will apply if a vehicle is used for business purposes. However we can't provide a quote if the vehicle is used for:
- personal hire, a taxi, or a rental car
- a courier service (including Australia post vehicle)
- a courtesy vehicle (hotel/airport drop off or pick up)
- tour operations
- providing hot food
- private/public hire.
If you're unsure if your vehicle is classed as Private or Business use, please contact us on 1800 680 045.