Bring the benefits of RACQ membership home
We understand your home is your most important - and most valuable - asset so we're committed to doing everything we can to help make home ownership as enjoyable and as affordable as possible. As an RACQ member, when you take out or switch your home loan to RACQ Bank, you’ll enjoy more than just our lowest rates ever, you’ll be entitled to exclusive discounts on RACQ Home and Contents Insurance over the entire life of your loan.
Home Loan Offers
- RACQ Gold and Silver members get a 0.10% discount off standard fixed rates.~
- Discounted variable interest rates available for new home loans with an LVR of less than 80%.^
- Our mobile lenders can come to you and chat through your home loan options at a time and location that suits you, 7 days a week, face-to-face or virtually.
Home Insurance Offers
- Save up to 13% on your premium when you combine your home and contents into a single policy. Plus, save $75 when you buy online.**
- RACQ members with Roadside Assistance can access up to 17.5% discount on their home and contents insurance.#
- Get up to 5% multi-policy discount if you have three or more eligible insurance policies with RACQ.
Home Bundle
Get a bonus 15% off your RACQ Home and Contents Insurance for the life of your home loan.*
Whether you're buying a new home, refinancing or buying an investment property, our Home Bundle gives you more.
Important information
~Additional 0.10% p.a. discount off standard fixed interest rates is available for Silver and Gold members only. Offer is available until further notice and cannot be used in conjunction with any other offers.
^0.10% discount off variable interest rate where Loan to Value ratio is between 70% and 80%. 0.20% discount off variable interest rate where Loan to Value ratio is less than 70%. Offer available on all variable home loan products except variable home loan overdrafts. LVR pricing discount is available on new RACQ Bank home loans only. Offer is available until further notice.
**Excludes pay later option
#Savings based on membership level
Loans are issued by Members Banking Group Limited ABN 83 087 651 054 AFSL and Australian Credit Licence 241195 trading as RACQ Bank. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding.
Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.
Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS plus any relevant Key Facts Sheet before making a purchase decision on this product. You can also access our Target Market Determinations on this website.