For policies with an effective date on or after 1 August 2020, a general exclusion for ‘Disease’ will apply. This exclusion is in relation to any disease that can be transmitted between living things. If you have a ‘Disease’ you may still legally be allowed to drive a vehicle. The exclusion might impact your cover for a car accident if the disease was a cause of the accident or contributed to a claim.
The ‘Disease’ exclusion can be found in the Supplementary Product Disclosure Statement (SPDS) that is available on the RACQ website. Please read the PDS and applicable SPDS to ensure you are aware of what you are covered for and any changes.
If you have a current motor insurance policy, the most recent SPDS will apply to your cover from renewal.
If you are not sure if you should make an insurance claim, give us a call on 13 7202 and one for our friendly claims staff will be able to assist you.