Protect your ride with RACQ Motorcycle Insurance

Whether you drive a cruiser, a tourer or an electric motorcycle, we’ll be by your side if things go wrong, with RACQ Motorcycle Insurance.

  • Cover for an accident, flood, storm, hail, theft, vandalism or fire event
  • Lifetime guarantee on repairs when you use an RACQ Selected Repairer
  • Save up to 5% off each eligible insurance policy when a policyholder has three or more qualifying RACQ policies

Get your quote - call 13 1905Start my claim - call 13 7202

What does my RACQ Motorcycle Insurance cover?

Check out all the details of our Motorcycle Insurance by reading through our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations.

  • umbrella
    Loss or damage to your motorcycle in a flood, storm, theft, accident, vandalism or fire event
  • shaking-hands
    Up to $20 million cover for damage to other people’s property caused by your motorcycle
  • wrench-and-screw-driver-tool
    Choice of repairer
  • motorcycle
    If you sell your motorcycle and replace it with a similar type, it’s covered for 14 days from when you buy it
  • Blue tick
    Emergency repairs
    We pay up to $500 for emergency repairs to make your motorcycle roadworthy. For example, you can get a side mirror fixed to get back on the road, and then let us know at claim time.
  • Blue tick
    Personal property
    We'll cover your personal property for loss or damage up to the amount shown on your policy schedule if it is in a locked pannier, on your person, or in a backpack, but only while you are riding the motorcycle.
  • Blue tick
    Towing costs
    We pay the reasonable cost of towing and storage of your motorcycle for up to 30 days after an accident or theft (up to $100 a day).

Why choose RACQ for your motorcycle insurance?

  • wrench-and-screw-driver-tool
    We provide a lifetime guarantee on repairs when you use an RACQ selected repairer.
  • motorcycle
    RACQ Motorcycle Insurance includes cover for electric motorcycles.
  • callcentre-person
    Our Queensland-based team are here when you need us – click, call or visit us in store.

Your membership is packed with benefits~~

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Gear up for savings with 5% off in-store and online at Repco.

Fuel icon

Drive further for less with 4 cents off per litre on fuel at participating Caltex service stations#.

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Don’t get caught flat- save $25 on car and leisure batteries.

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Movie night just got better- Save up to 40% on eVouchers for Event Cinemas and BCC Cinemas.

Manage your motorcycle insurance

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Motorcycle insurance FAQs

Help centre

Contact us

Need help or would like to know more? RACQ offers many convenient ways for you to get in touch with us.

Things to note

Insurance Products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQI) and arranged by its agent, RACQ Distribution Services Pty Ltd (RDS) ABN 35 116 361 650, AFSL 567130 and RDS' authorised representatives (including RACQ Operations Pty Ltd ABN 80 009 663 414, AR No. 234978 (RACQO). Conditions, limits and exclusions apply. RDS and RACQO are in the RACQ group of companies. One the companies in the RACQ group of companies has a minority shareholding in RACQI.

RDS and RACQO have not taken your personal objectives, circumstances or needs into account when preparing advice regarding insurance products and you will need to consider whether the advice is appropriate for you. Read the Product Disclosure Statement (PDS) and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website. RDS receives a commission from RACQI for the policies it arranges. RACQO receives fees paid for services it provides to RDS. Further details about remuneration are available on request prior to purchasing.

RACQ Insurance may need to collect personal information from you to support you with your inquiry, assess your eligibility for any of our products or services, or to provide general support. By providing your details, you agree to RACQ Insurance collecting, holding, using, and disclosing your personal information pursuant to our Privacy Statement and Insurance Privacy Collection Notice, available from racq.com or you can request a copy.

~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.

#Conditions apply. Offer available at participating Caltex service stations. Visit racq.com/caltex for details.