Choose RACQ Third Party Property Damage Insurance
Get the basics right and be covered for unintentional damage to someone else’s car.
- Covers you for the cost of damage to other people's property if you cause an accident
- Get up to $5,000 for loss or damage to your car caused by an at-fault uninsured third-party
- Enjoy member benefits tailored to Queenslanders
- Save up to 5% off each eligible insurance policy when a policyholder has three or more qualifying RACQ policies
What does my RACQ Third Party Property Damage Insurance cover?
For full details of what’s included in RACQ Third Party Property Damage Insurance, see our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations.
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Up to $20 million when your car causes damage to other people’s property -
Damage to someone else’s property caused by your vehicle, or by towing a trailer or caravan with your vehicle -
Up to $5,000 for loss or damage to your car in an incident where the third party driver at fault is uninsured
Why choose RACQ?
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Our Queensland-based team are here when you need us – click, call or visit us in store. -
You become an RACQ member when you take out RACQ Third Party Property Damage Insurance.
Award-winning insurance
Your RACQ membership is packed with perks~~
Gear up for savings with 5% off in-store and online at Repco.
Drive further for less with 4 cents off per litre on fuel at participating Caltex service stations#.
Get a cracking good deal with $25 off windscreen replacement.
Drive away happy. RACQ Car Buying Service takes the hassle out of finding a new car.
Manage your car insurance
Contact us
Need help or would like to know more? RACQ offers many convenient ways for you to get in touch with us.
Third party property damage insurance FAQs
Learn more about car insurance
Things to note
Insurance Products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQI) and arranged by its agent, RACQ Distribution Services Pty Ltd (RDS) ABN 35 116 361 650, AFSL 567130 and RDS' authorised representatives (including RACQ Operations Pty Ltd ABN 80 009 663 414, AR No. 234978 (RACQO). Conditions, limits and exclusions apply. RDS and RACQO are in the RACQ group of companies. One the companies in the RACQ group of companies has a minority shareholding in RACQI.
RDS and RACQO have not taken your personal objectives, circumstances or needs into account when preparing advice regarding insurance products and you will need to consider whether the advice is appropriate for you. Read the Product Disclosure Statement (PDS) and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website. RDS receives a commission from RACQI for the policies it arranges. RACQO receives fees paid for services it provides to RDS. Further details about remuneration are available on request prior to purchasing.
RACQ Insurance may need to collect personal information from you to support you with your inquiry, assess your eligibility for any of our products or services, or to provide general support. By providing your details, you agree to RACQ Insurance collecting, holding, using, and disclosing your personal information pursuant to our Privacy Statement and Insurance Privacy Collection Notice, available from racq.com or you can request a copy.
~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.
#Conditions apply. Offer available at participating Caltex service stations. Visit racq.com/caltex for details.