RACQ Travel Insurance saves you money with great member discounts and a range of different policies so you only pay for the cover you need.

  • Members save 20% on Travel Insurance purchased online
  • Unlimited overseas medical cover
  • Worldwide 24-hour emergency service
  • Choose your own excess

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Get maximum cover & benefits. Enjoy comprehensive protection with our Premium Travel Insurance plan which offers the widest range of benefits at the highest levels of cover.


Policy benefits Premium
(Per adult) 
Overseas medical $Unlimited*+
- Emergency dental $Unlimited*+
Additional expenses $Unlimited~+
Amendment or cancellation costs $Unlimited+
Luggage and personal effects $7,500
- Cameras and video cameras $2,500
- Laptops and tablet computers $2,500
- Golf clubs $750
- Mobile phones and smart phones $750
- Other items $750
Travel documents $5,000
Delayed luggage allowance $750
Money $250
Rental Car insurance excess $4,000
Travel delay $1,000
Resumption of Journey $3,000
Special events $1,500
Hospital incidentals $3,500
Loss of income $9,000^+
Disability
$25,000^+
Accidental death $25,000^+
Personal liability $2,500,000
* Medical cover will not exceed 12 months from onset.
+ Reduced limits may apply for customers 70 years or over. Limits will be shown on the Certificate of Insurance.
~ Limits apply to subsections point 2 and 5f. See pages 34-36.
^ Maximum liability collectively for Sections 13, 14 and 15 is $25,000.

Please read the PDS carefully to understand what this policy covers. Importantly, please note that exclusions, limits and sublimits apply.


Extensive benefits, affordable price. This plan gives you the best of both worlds - plenty of benefits to protect even a high-ticket overseas trip, and a very affordable price point.


Policy Benefits
Essentials
(Per adult)
Overseas medical $Unlimited*+
-Emergency dental $500*+
Additional expenses $Unlimited~+
Amendment or cancellation costs $1,000
Luggage and personal effects $2,500
- Cameras and video cameras $200
- Laptops and tablet computers
$200
- Golf clubs
$200
- Mobile phones and smart phones
$200
- Other items
$200
Travel documents
$1,000
Delayed luggage allowance $250
Money -
Rental Car insurance excess $500
Travel delay
Resumption of Journey -
Special events -
Hospital incidentals $1,000
Loss of income
Disability -
Accidental death $10,000+
Personal liability $1,000,000
* Medical cover will not exceed 12 months from onset.
+ Reduced limits may apply for customers 70 years or over. Limits will be shown on the Certificate of Insurance.
~ Limits apply to subsections point 2 and 5f. See pages 34-36.
^ Maximum liability collectively for Sections 13, 14 and 15 is $25,000.

Please read the PDS carefully to understand what this policy covers. Importantly, please note that exclusions, limits and sublimits apply.


Ideal cover for frequent travellers. A cheap and convenient insurance policy for those planning several trips over the next 12 months.

 


 
Policy benefits
Annual Multi-Trip 
(Per policy)
Overseas medical $Unlimited*
- Emergency dental   $Unlimited* 
Additional expenses   $Unlimited~ 
Amendment or cancellation costs  $Unlimited 
Luggage and personal effects $7,500
- Cameras and video cameras $2,500
- Laptops and tablet computers $2,500
- Golf clubs  $750
- Mobile phones and smart phones $750
- Other items $750
Travel documents
$5,000
Delayed luggage allowance
$750
Money
$250
Rental Car insurance excess
$4,000
Travel delay
$1,000
Resumption of Journey
$3,000
Special events
$1,500
Hospital incidentals
$3,500
Loss of income
$9,000^
Disability
$25,000^
Accidental death
$25,000^
Personal liability
$2,500,000

*Medical cover will not exceed 12 months from onset. 
~Limits apply to subsections point 2 and 5f. See pages 34-36.
^Maximum liability collectively for Sections 13, 14 and 15 is $25,000.

Please read the PDS carefully to understand what this policy covers. Importantly, please note that exclusions, limits and sublimits apply.


Comprehensive travel insurance for domestic travellers. Coverage includes amendment or cancellation costs, damage or loss of personal effects and rental car insurance excess.


 
Policy benefits 
Domestic
(Per adult)
Additional expenses $25,000
Amendment or cancellation costs $Unlimited
Luggage and personal effects $7,500
-Cameras and video cameras $1,500
- Laptops and tablet computers $1,500
- Golf clubs $500
- Mobile phones and smart phones $500
- Other items $500
Rental Car insurance excess $4,000
Travel delay $1,000
Accidental death  $25,000
Personal liability $2,500,000

Cover in the event of a domestic travel amendment or cancellation with up to $1,000 coverage per person


 
Policy benefits
Domestic Cancellation
(Per person)
Amendment or cancellation costs $1000


The cheap way to reduce your excess. Hiring a car? This option is cheaper than paying the rental car company to reduce your excess.
 

Policy benefits 
Rental Car Excess
(Per policy)
Rental Car insurance excess Cover Chosen

On the Rental Car Excess plan, You can choose from the
following levels of cover:

• $1,000 
• $2,000
• $3,000
• $4,000
• $5,000
• $6,000
• $7,000
• $8,000


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Terms and Conditions

Limits, exclusions and conditions apply. RACQ Operations Pty Ltd (ABN 80 009 663 414, AR 234978) is an authorised representative of Travel Insurance Partners Pty Limited (ABN 73 144 049 230, AFSL 360138) who issues insurance underwritten by Great Lakes Reinsurance (UK) PLC, trading as Great Lakes Australia (ARBN 127 740 532, ABN 18 964 580 576, AFSL 318603). This is general advice only. We do not provide any advice based on any consideration to your objectives, financial situation or needs. Please review your own needs and the combined Product Disclosure Statement and Financial Services Guide before deciding to buy this insurance.