Home and Contents Insurance

Discounts:

Find out more about RACQ Insurance’s premium discounts to see if you are eligible

Benefits:

• RACQ Insurance offers you Peace of Mind Protection which will automatically increase your home sum insured by the annual inflation adjustment in the event of a claim should your sum insured not fully cover your loss. 
  
• At no extra cost RACQ Insurance offers new for old replacement regardless of brand or supplier.
  
• For extra peace of mind you can choose to increase your home insurance coverage with Advanced Cover. This optional extra covers you for accidental damage to your home, plus with RACQ’s Advanced Cover you get motor burnout included as well for even greater protection.
• RACQ’s Contents Insurance provides optional cover for accidental loss or damage of your personal items that you specify under Selected Personal Items Cover when anywhere in Australia and New Zealand or anywhere in between.
• At RACQ we believe that insurance is more than simply settling a claim quickly. It’s also about helping you to cope. Through the free Emergency Home Assist benefit you can access RACQ’s 24 hour emergency assistance support team who will provide immediate help with any household emergency by skilled tradespeople.
• Our Householder Insurance helps you save with RACQ voluntary excess options.  Simply choose your own premium by selecting a higher excess to reduce the premium you pay.  Get a quote today and see how much you can save with RACQ Insurance.
• At RACQ insurance we offer flood coverage for selected properties. Call us now on 13 1905 to discuss further or complete a Flood application today.
• RACQ Contents Insurance has optional pet insurance for your four legged friend. RACQ Pet Insurance covers veterinary costs for up to $500 for any one incident protecting both you and your four legged mate.

Discounts:

Find out more about RACQ Insurance’s premium discounts to see if you are eligible

Benefits:

• RACQ Insurance offers you Peace of Mind Protection which will automatically increase your home sum insured by the annual inflation adjustment in the event of a claim should your sum insured not fully cover your loss.
  
• We understand that accidents happen. At RACQ insurance we cover the accidental breakage of glass when it forms part of your home.
• For extra peace of mind you can choose to increase your home insurance coverage with Advanced Cover. This optional extra covers you for accidental damage to your home, plus with RACQ’s Advanced Cover you get motor burnout included as well for even greater protection.
• At RACQ we believe that insurance is more than simply settling a claim quickly. It’s also about helping you to cope. Through the free Emergency Home Assist benefit you can access RACQ’s 24 hour emergency assistance support team who will provide immediate help with any household emergency by skilled tradespeople.
• Our Home Insurance helps you save with RACQ voluntary excess options.  Simply choose your own premium by selecting a higher excess to reduce the premium you pay. Get a quote today and see how much you can save with RACQ Insurance.
• At RACQ insurance we offer flood coverage for selected properties. Call us now on 13 1905 to discuss further or complete a Flood application today.
• Cut your bills into more manageable payments with RACQ Pay By The Month.

Discounts:

Find out more about RACQ Insurance’s premium discounts to see if you are eligible.

Benefits:

• At no extra cost RACQ Insurance offers new for old replacement regardless of brand or supplier.
  
• We understand that accidents happen. At RACQ insurance we cover the accidental breakage of glass when it forms part of your home.
• RACQ’s Contents Insurance provides optional cover for accidental loss or damage of your personal items that you specify under Selected Personal Items Cover when anywhere in Australia and New Zealand or anywhere in between.
• RACQ Insurance offers blanket cover for accidental loss or damage of personal items anywhere in Australia and New Zealand or anywhere in between.  With RACQ’s Group Cover insurance you do not need to individually specify which contents you want covered, just tell us what maximum group sum insured you want it’s that easy.
• At RACQ we believe that insurance is more than simply settling a claim quickly. It’s also about helping you to cope. Through the free Emergency Home Assist benefit you can access RACQ’s 24 hour emergency assistance support team who will provide immediate help with any household emergency by skilled tradespeople. 
• Our Contents Insurance helps you save with RACQ voluntary excess options.  Simply choose your own premium by selecting a higher excess to reduce the premium you pay.  Get a quote today and see how much you can save with RACQ Insurance.
• At RACQ insurance we offer flood coverage for selected properties. Call us now on 13 1905 to discuss further or complete a Flood application today.
• RACQ Contents Insurance has optional pet insurance for your four legged friend. RACQ Pet Insurance covers veterinary costs for up to $500 for any one incident protecting both you and your four legged mate.
• Cut your bills into more manageable payments with RACQ Pay By The Month.

Discounts:

• We reward RACQ Members with up to 17% discount on their household insurance. 
• Our Multi-policy discount rewards your loyalty when you have more than 3 policies with RACQ Insurance.
• RACQ insurance recognises your claim free history by giving you a No Claim Discount of up to 7%.
• When you combine your home and contents insurance with us we award you with a Combined insurance discount up to 13%.

Find out more about RACQ Insurance’s premium discounts to see if you are eligible

Benefits:

• At RACQ Insurance we believe that just because you may not own your home doesn’t mean your level of insurance cover should suffer.  RACQ Renters insurance is designed to provide you with the same high level contents cover and service.
• At no extra cost RACQ Insurance offers new for old replacement regardless of brand or supplier.
  
• RACQ Renters Insurance covers you for all the insured events that the Household Insurance Policy covers, not just the basics. At RACQ Insurance we believe that just because you don’t own your own home does not mean your level of cover should suffer.
• Renters Insurance provides you  with optional cover for accidental loss or damage of your personal items that you specify under Selected Personal Items Cover when anywhere in Australia and New Zealand or anywhere in between.
• RACQ Insurance offers blanket cover for accidental loss or damage of personal items anywhere in Australia and New Zealand or anywhere in between.  With RACQ’s Group Cover insurance you do not need to individually specify which contents you want covered, just tell us what maximum group sum insured you want it’s that easy.
• If you are living in a shared house, RACQ Renters Insurance can cover your contents and if your living arrangements change your RACQ Renters Insurance policy can change with you.
• At RACQ we believe that insurance is more than simply settling a claim quickly. It’s also about helping you to cope. Through the free Emergency Home Assist benefit you can access RACQ’s 24 hour emergency assistance support team who will provide immediate help with any household emergency by skilled tradespeople.
• Our Renters Insurance helps you save with RACQ voluntary excess options.  Simply choose your own premium by selecting a higher excess to reduce the premium you pay.  Get a quote today and see how much you can save with RACQ Insurance.
• At RACQ insurance we offer flood coverage for selected properties. Call us now on 13 1905 to discuss further or complete a Flood application today.
• RACQ Renters insurance has optional pet insurance cover for your four legged friend.  RACQ Pet insurance covers veterinary costs for up to $500 for any one incident protecting both you and your four legged mate.  
• Cut your bills into more manageable payments with RACQ Pay By The Month.

RACQ Insurance has teamed up with the Nova Sandmans and 'cause we have a soft spot for renters you can now nominate yourself to get out of the dreaded pre-rental inspection clean up.  See how RACQ Insurance Nova Sandmans have come to the rescue.