Protect your happy place with RACQ Home Insurance
Home is your escape from the world. It's the click of your key welcoming you back after a long day on your feet. It's the grass you secretly enjoy mowing. It's curling up in that big, not-so-trendy couch that you bought anyway. At RACQ, we want to look after your home. So, whether you rent an apartment, own a Queenslander, or you are a landlord, with RACQ Home Insurance you can get cover that protects your happy place.
RACQ Home Insurance
Every home is unique. Get cover for your living situation.
Home and contents insurance
Cover your home and belongings
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Insure for fire, theft, flood, storm, hail, and cyclones -
New for old contents replacement
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Up to 12 months temporary accommodation after an insured event if your home is being rebuilt or repaired
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Up to $1,000 for food spoilage without paying an excess
Home insurance
Cover your home
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Insure for fire, theft, flood, storm, hail, and cyclones
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Up to 12 months temporary accommodation after an insured event if your home is being rebuilt or repaired
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Up to 10% of the home sum insured to cover redesign work to repair or rebuild your home after an insured event
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Cover for loss or damage to sheds, carports, fixed swimming pools, solar panels, and water tanks
Contents insurance
Cover your belongings
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Insure against fire, theft, flood, storm, and cyclones
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New for old contents replacement
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Up to $1,000 for food spoilage without paying an excess
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Choice to insure portable valuables like jewellery, mobile phones, tablets, and laptops
This is a summary only. For full details of what’s included in RACQ Home Insurance, see our Product Disclosure Statement (PDS), any applicable Supplementary PDS, Key Facts Sheet and Target Market Determinations
Discover more home insurance options
Manage my home and contents insurance
Why choose RACQ for your home insurance?
We insure solar panels
Including cover for solar panels as standard is just one of the ways we’re helping Queenslanders go green. Discover other ways we can help you live more sustainably.
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We’re proudly Queensland basedChat to a local when you call or drop into an RACQ store. -
We’re committed to serving our membersRACQ exists to make the lives our members better. -
We have a reputation for excellenceRACQ took out 15 Mozo People’s Choice and Expert Choice awards in 2021. -
We give back to the communityRACQ programs help Queenslanders when they need us the most.
Award-winning cover
RACQ Home and Contents Insurance is a back-to-back winner of Mozo's People's Choice Awards for Highly Trusted. In 2021 RACQ Home Insurance has been recognised for Excellent Customer Service, being Highly Trusted and Outstanding Customer Satisfaction.
Your home insurance comes with member perks~~
Contact us
Need help or would like to know more? RACQ offers many convenient ways for you to get in touch with us.
While you're here
Things to note
Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS plus any relevant Key Facts Sheet before making a purchase decision on this product. You can also access our Target Market Determinations on this website.
##Exclusions apply. Please read the Product Disclosure Statement (PDS), any applicable Supplementary PDS and Key Facts Sheet for full details.
*Excludes pay later option.
Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.
Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.
~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.
^ Conditions, limitations, and exclusions apply. Service provided by RACQ's contracted service provider Aizer Trade Services Pty Ltd, QBCC licence 15137712, electrical contractor licence 86177. Available in selected areas only. Where applicable, follow-up work requires a separate contract with Aizer Trade Services Pty Ltd. RACQ accepts no responsibility for this follow-up work. While not guaranteed, RACQ’s Service Provider will endeavour for a licensed tradesperson to arrive within 4 hours.