Home Insurance Policies

Protect your happy place with RACQ Home Insurance

Home is your escape from the world. It's the click of your key welcoming you back after a long day on your feet. It's the grass you secretly enjoy mowing. It's curling up in that big, not-so-trendy couch that you bought anyway. At RACQ, we want to look after your home. So, whether you rent an apartment, own a Queenslander, or you are a landlord, with RACQ Home Insurance you can get cover that protects your happy place.

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RACQ Home Insurance

Every home is unique. Get cover for your living situation.

This is a summary only. For full details of what’s included in RACQ Home Insurance, see our Product Disclosure Statement (PDS), any applicable Supplementary PDS, Key Facts Sheet and Target Market Determinations

Discover more home insurance options

Contents insurance for renters

Body corporate insurance

Manage my home and contents insurance

Why choose RACQ for your home insurance?

We’re proudly Queensland based
Chat to a local when you call or drop into an RACQ store.
We’re committed to serving our members
RACQ exists to make the lives our members better.
We have a reputation for excellence
RACQ took out 15 Mozo People’s Choice and Expert Choice awards in 2021.
We give back to the community
RACQ programs help Queenslanders when they need us the most.

Award-winning cover

RACQ Home and Contents Insurance is a back-to-back winner of Mozo's People's Choice Awards for Highly Trusted. In 2021 RACQ Home Insurance has been recognised for Excellent Customer Service, being Highly Trusted and Outstanding Customer Satisfaction.

Your home insurance comes with member perks^~~

Contact us

Need help or would like to know more? RACQ offers many convenient ways for you to get in touch with us.

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Things to note

Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.

Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.

Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.

*Excludes pay later option.

^~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.

^ Conditions, limitations, and exclusions apply. Service provided by RACQ's contracted service provider Aizer Trade Services Pty Ltd, QBCC licence 15137712, electrical contractor licence 86177. Available in selected areas only. A 72 hour wait period applies to all new RACQ Home Rescue policies. Where applicable, follow-up work requires a separate contract with Aizer Trade Services Pty Ltd. RACQ accepts no responsibility for this follow-up work. While not guaranteed, RACQ’s Service Provider will endeavour for a licensed tradesperson to arrive within 4 hours.

Home insurance