Choose RACQ Boat Insurance
Whether you boat because you love fishing, you’ve got an adventurous streak, or you just enjoy the serenity of the open water, know you’re covered with RACQ Comprehensive Boat Insurance.
- Coverage to your boat or trailer due to collision, weather, fire or theft
- Up to $5,000 for loss or damage to fishing equipment that belongs to you and is in your boat when an incident occurs
- Save up to 5% off each eligible insurance policy when a policyholder has three or more qualifying RACQ policies
What does my RACQ Boat Insurance cover?
For full details of what’s included in RACQ Comprehensive Boat Insurance, see our Product Disclosure Statement (PDS) , any applicable Supplementary PDS and Target Market Determinations
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Loss or damage to your boat following a collision, weather events (flood, hail, storms, cyclones), fire, malicious act, theft, or attempted theft
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Up to $10 million for your legal liability which results from the use of your boat
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We will replace your boat if it’s less than two years old with a new one in certain circumstances, if we decide it is a total loss
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Up to $5,000 for loss or damage to fishing equipment that belongs to you and is in your boat when an incident occurs
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Cover for personal property
We pay up to $5,000 for loss or damage to personal property that belongs to you and is in your boat when an incident occurs. This includes items such as clothing and portable electronic equipment (except for mobile phones and their accessories).
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Safety equipmentWe pay up to the replacement cost of all your boat's mandatory safety equipment if it is lost or damaged during an incident.
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Water sports equipmentWe pay up to $5,000 for loss or damage to water sports equipment that belongs to you and is in your boat when an incident occurs.
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Inspecting your hullWe pay up to $1,000 for the cost of a hull inspection after a stranding or if run aground.
RACQ Comprehensive Boat Insurance optional benefits
For full details of what’s included in RACQ Comprehensive Boat Insurance, see our Product Disclosure Statement (PDS) , any applicable Supplementary PDS and Target Market Determinations
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Yacht and sailboat racing
Get cover for the sails, mast, spars, and rigging on your yacht or sailing boat when you're racing it in certain situations.
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Legal liability extension for watersport towing activities
Cover your legal liability when someone is being towed behind your boat.
Ways to save on your RACQ Comprehensive Boat Insurance
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Roadside Assistance loyalty discountIf you’re already signed up for Roadside Assistance, you can get up to 17.5%* off your boat insurance.
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Multi policy discountSave up to 5% off each eligible insurance policy when a policyholder has three or more qualifying RACQ policies.
Your RACQ membership is brimming with value~~
Why choose RACQ for your boat insurance?
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RACQ's local claims hotline
Help is only a phone call away.
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21-day cooling off period
Change your mind? That’s okay.
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Pay in monthly instalments
Ask us about our flexible premium payments.
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Take advantage of optional benefits
Upgrade your cover to suit your lifestyle.
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Discover RACQ discounts
We’d love to help you save on your premiums.
Boat insurance FAQs
Contact us
Need help or would like to know more? RACQ offers many convenient ways for you to get in touch with us.
Things to note
Insurance products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.
*Savings based on membership level.
~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.
^Marine Batteries: Conditions, limitations and exclusions apply. See racq.com/batteries for details.