Move forward with your claim

From the moment you reach out, until you're back on the road, we want your RACQ Car Insurance claim to be as quick and easy as possible. Our qualified assessors, selected repairers, and dedicated team of claims consultants are all here to support you throughout the entire claims process. Whether you've had a minor run-in or a serious accident, we're here to help.

Start my claim

How to make your car insurance claim

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    Keep safe

    Are you experiencing an emergency or is someone hurt? Call 000 first.

    If you can't drive and need a tow, call us on 13 7202.

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    Check your insurance policy

    Please take a moment to read your policy documents to find out what you’re entitled to claim:

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    Gather your documents

    Have the following information handy when you call so that we can process your claim faster:

    • Date and time of the incident
    • Location of incident
    • Details of other people or cars involved  
    • Photos of any damage to your vehicle and the other vehicles involved in the incident, if you have any available
    • A police report for losses caused by theft  
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    Make your claim

    Submit your car insurance claim in the way most convenient to you: 


    For faster processing, you can submit an online claim for at any time for:

    • Comprehensive Car Insurance
    • Fire, Theft and Third Party Car Insurance
    • Third Party Liability Car Insurance
    • Windscreen Damage


    Call our claims team on 13 7202, and we'll put your claim through over the phone. 


    Visit your local RACQ store with your documents ready for us to submit.

  • Next steps
    • You may have to take your vehicle to a repairer for them to inspect the damage
    • We will assess any damage and quotes for repair
    • We will review liability for the incident
    • We will let you know the outcome of our assessment
    • You will need to pay any excesses that apply
    • We will make payment or authorise any repairs to get you back on the road as soon as possible