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Transaction and savings accounts

With great rates and low fees, our transaction and savings accounts can make your everyday life easier.

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Home loans

Whatever stage of life you're at, our range of home loans will help you to achieve your goals.

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Personal loans

With our flexible personal loans you’ll have the freedom to use your money how you like.

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Term deposits

Our term deposits offer great rates over various terms, providing you with certainty about the interest you’ll earn.

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Bank your way

Access online and mobile banking, Australia’s 2nd largest ATM network, 14 dedicated branches and our 24/7 Queensland call centre.

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Term deposits

Our terms deposits offer great rates over various terms, providing you with certainty about the interest you’ll earn.

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An easy way to invest and save

Get a great rate by locking your money away for a fixed term with an RACQ Term Deposit

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Find out all the ways RACQ can help you save

A great rate is only the first step in saving more. RACQ offers you many more ways to save everyday. Access over 1,200 discounts in the palm of your hand with our app.

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RACQ Private Bank

Superior service, a customised approach.

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RACQ Financial Planning

Making successful decisions is the start of building financial security and achieving your lifestyle goals. Our experienced Financial Planners can provide advice in all areas of financial planning.

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Need a holiday?

Dreaming of a holiday? See how our personal loans can make it happen.

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Travel insurance

With a 20% discount for RACQ members, we offer a range of travel insurance options to keep you protected on your next trip.

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RACQ Travel

We can help you plan your perfect holiday.

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Mortgage saver loan

Low rate variable home loan

  • No establishment fees
  • No ongoing fees
  • Free redraw and unlimited additional repayments

See important information for comparison rate warning and full terms and conditions.

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Banking products and loans are issued by Members Banking Group Limited ABN 83 087 651 054 AFSL and Australian credit licence 241195 trading as RACQ Bank. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, before deciding.

Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise."

RACQ Bank provides customers with credit assistance in relation to the RACQ Bank Credit Card and also gives assistance to customers in relation to credit limit increases for the Card. RACQ Bank assists customers as part of our arrangements with the card issuer, Citigroup Pty Limited. Fees and charges apply. Terms and conditions apply and are available upon request. Card Services’ credit criteria applies.

Mortgage Saver Special is available for home loan applications received from 11 March 2020 and is for new lending only. Customers with an existing home loan can switch to Mortgage Saver Special with a minimum $20,000 in additional new lending.

Insurance products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. Please read the PDS and any relevant SPDS before making a purchase decision on this product. Any general advice relating to this product at is provided by RACQ.

RACQ Financial Planning Pty Ltd is a Corporate Authorised Representative (Representative number 293929) of Actuate Alliance Services Pty Ltd AFSL 240959, ABN 40 083 233 925. Actuate is a wholly owned subsidiary of IOOF Holdings Limited ABN 49 100 103 722.

Travel insurance products are provided by RACQ Operations Pty Ltd (ABN 80 009 663 414, AR 234978) who are authorised representative of Tokio Marine & Nichido Fire Insurance Co., Ltd (Tokio Marine & Nichido) ABN 80 000 438 291 AFSL 246548, the insurer underwriting this product. Please review your own needs and the combined Product Disclosure Statement and Financial Services Guide, and any relevant Supplementary PDS before deciding to buy this insurance.

Variable interest rates current as at 11 March 2020 and subject to change at any time.