Queensland’s weather may be unpredictable, but when you choose RACQ Car Insurance we’ll be by your side if things go wrong.
|Car insurance discounts are available to members with RACQ Roadside Assistance1|
Blue (0-4 years)
Bronze (5-9 years)
Silver (10-24 years)
Gold (25-49 years)
Gold 50 (50+ years)
|Comprehensive Car Insurance1||5%||7.5%||10%||12.5% discount plus No claim discount protection3||17.5% discount plus No claim discount protection3 and Hire car after an event at no extra cost2|
|Fire, Theft & Third Party Liability and Third Party Liability Insurance1 4||2.5%||5%||10%||12.5%||17.5%|
Our car and home insurance has won more than 25 Mozo People's Choice Awards.
In 2022, we paid over 99% of RACQ Comprehensive Car Insurance claims.+
We exist to serve our members and their communities, not shareholders.
Our Queensland-based team are here when you need us – click, call or visit us in store.
RACQ are the proud winner of the 2023 Mozo People’s Choice Award for Outstanding Customer Satisfaction and the 2023 Mozo People's Choice Award for Most Recommended for Car Insurance in Queensland.
Insurance products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.
+Based on RACQ data during the assessment period 1 January to 31 December 2022, 99.18% of comprehensive car insurance claims closed (excluding withdrawn and duplicate claims) were not partially or fully rejected.
**Figures based on FY22 statistics. See the RACQ Annual Report 2021-2022 for more details.
Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.
Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.
~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.
#Conditions apply. Offer available at participating Caltex and Puma Energy service stations. Visit racq.com/caltex for details.
*Excludes pay later option. Discount amounts may be pro-rated for cover of less than 12 months.
~New lending only. Excludes debt consolidation loans.