Know you're covered with RACQ Car Insurance

Life is made up of journeys - the perfectly timed morning commute, the serenity of a solo trip to the grocery store, and the weekend expedition to somewhere a little out of the ordinary. Each trip you make matters, and when you have RACQ Car Insurance, you can drive knowing you’re protected. So, whether you drive to get from A to B, or you love being behind the wheel, RACQ has cover to suit your needs.

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RACQ Car Insurance

Comprehensive car insurance

Comprehensive car insurance

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    Cover for your vehicle in an accident, flood, storm, hail, theft, vandalism or fire event
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    Cover for your car in an accident if the other party is at fault and uninsured
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    Cover for damage to other people’s property caused by your car
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    Cover for personal property inside your vehicle in certain incidents.
FTTP Car insurance

Fire, theft and third party liability car insurance

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    Cover if your vehicle catches fire, if it’s stolen, or if there is an attempted theft
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    Cover for your car in an accident if the other party is at fault and uninsured
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    Cover for damage to other people’s property caused by your car
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    Does not cover loss or damage to your vehicle in an accident, flood, storm, or vandalism event.
Third party car insurance

Third party liability car insurance

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    Cover for damage to other people’s property caused by your car
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    Cover for your car in an accident if the other party is at fault and uninsured
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    Does not cover loss or damage to your vehicle in an accident, flood, storm, fire or vandalism event
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    Does not cover loss or damage to your vehicle if it's stolen or if there's an attempted theft.

Your car insurance comes with RACQ member perks~~

fuel-pump
Save at the petrol pump
Unlock your 4 cents per litre discount at Puma Energy.#
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Get up to $50 off inspections
Save on vehicle checks and safety certificates.
battery
Receive $25 off battery replacement
Get your discount on the recommended retail price.
helicopter
Look out for Queenslanders in crisis
Help the RACQ Air Rescue Network provide lifesaving transport.

Why choose RACQ?

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    We know Queensland roads

    RACQ monitors traffic and road conditions around the clock.

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    We're proudly owned by our members

    We strive to benefit our members and their communities.

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    We keep customer service local

    Our call centres and stores are based in Queensland.

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    We back Queenslanders

    The RACQ Foundation provides local grants and programs.


Award-winning insurance

RACQ Car Insurance has been awarded People’s Choice for Outstanding Customer Satisfaction, Excellent Customer Service, Highly Trusted, Excellent Claims Experience, and Most Recommended in the 2021 Mozo Awards.

 

RACQ car insurance mozo awards

Car insurance FAQs

While you're here

Roadside vehicle on the road
Roadside assistance
Whether you have a flat battery, a tyre that needs changing, or a fuel tank that needs topping up, we’ll get you back on the road.
Vehicle inspection
Vehicle inspections
Buying a new car or heading away on a road trip? Know your family will be safe with an RACQ Vehicle Inspection.
Car loans
Finance your car with RACQ Bank and you'll get the same low interest rates regardless of whether you buy a new or used car.^

Things to note

Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.

Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.

Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.

~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.

#Conditions apply. Offer available at participating Puma Energy petrol stations. Visit racq.com/puma for details.

*Excludes pay later option.

^New lending only. Excludes debt consolidation loans.