Get the basics right with RACQ Third Party Liability Car Insurance

Conquering the simple things is satisfying. From planning the perfect route, to filling up when petrol is cheap, to getting insured just in case you damage someone else’s car - a great trip is made up of good calls. With RACQ Third Party Liability Car Insurance, you can take to the road knowing that if you cause an accident, you’re covered for the cost of damage to other people’s property.

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What does my RACQ Third Party Liability Car Insurance cover?

For full details of what’s included in RACQ Third Party Liability Car Insurance, see our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations

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    Up to $20 million when your car causes damage to other people’s property
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    Damage to someone else’s property caused by your vehicle, or by towing a trailer or caravan with your vehicle
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    Up to $5,000 for loss or damage to your car in an incident where the third party driver at fault is uninsured

Save with RACQ Third Party Liability Car Insurance

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    Roadside Assistance loyalty discount

    RACQ Roadside Assistance policyholders get up to a 17.5% discount on your car insurance (savings based on membership level).

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    Multi policy discount

    If you have three or more eligible RACQ insurance policies, get up to 5% off each policy.

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    Combined discount

    Combine a range of car insurance policies and get up to 5% off each of your eligible policies.

Why choose RACQ?

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    Queensland-based claims team
    Talk to a local when you need help.
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    21-day cooling off period
    Second thoughts? Not a problem.
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    Pay by the month
    Ask us about flexible payment options. 
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    Become a member
    Our insurance policies come with RACQ membership.

Award-winning car insurance

We’re known for taking care of our members from quote to claim. That’s why RACQ Car Insurance received 2021 Mozo awards for Outstanding Customer Satisfaction, Excellent Claims Experience, Excellent Customer Service, Highly Trusted and Most Recommended.

RACQ car insurance mozo awards

Your RACQ membership is packed with perks~~

Upgrade your car for less
Show your card for 5% off parts and accessories at Repco.
Unlock an instant fuel discount
Enjoy saving 4 cents per litre at Puma Energy service stations.#
Clean up at the car wash
Check out great offers from Australia’s leading retailers.
Get behind local heroes
Smile knowing your membership supports the RACQ Air Rescue Network. 

Third party liability car insurance FAQs

Things to note

Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.

~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.

#Conditions apply. Offer available at participating Puma Energy petrol stations. Visit for details.