Choose RACQ Third Party Property Damage Car Insurance
Get the basics right and be covered for unintentional damage to someone else’s car. Our third party car insurance includes:
- Cover for damage to other people's property: It covers the cost of repairing the damage to other people's property if you cause an accident
- Cover for damage to your car: Get up to $5,000 for loss or damage to your car caused by an at-fault uninsured third-party
- Member benefits: Enjoy member discounts on fuel, holidays, shopping and more
- Multi-policy discount: Save up to 5% off each eligible insurance policy when a policyholder has three or more qualifying RACQ policies
What does my RACQ Third Party Property Damage Car Insurance cover?
For full details of what’s included in RACQ Third Party Property Damage Insurance, see our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations.
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Liability cover up to $20 millionUp to $20 million when your car causes damage to other people’s property -
Damage caused by your vehicleDamage to someone else’s property caused by your vehicle, or by towing a trailer or caravan with your vehicle -
Damage to your vehicleUp to $5,000 for loss or damage to your car in an incident where the third party driver at fault is uninsured
Being a member of RACQ comes with more chances to save
RACQ Third Party Car Insurance provides more than financial cover, it also gives you access to valuable member savings. As an RACQ member, you can enjoy a range of discounts and offers tailored to Queenslanders.
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Become an RACQ memberWhen you take out RACQ Third Party Property Damage Insurance, you automatically become an RACQ member. -
Enjoy discounts and special offersAs a member you’ll get discounts on travel, accommodation, shopping and more~~. -
Get local helpOur Queensland-based team are here when you need us. Call or visit us in store.
Your third party car insurance comes with more chances to save~~
Gear up for savings with 5% off in-store and online at Repco.
Drive further for less with 4 cents off per litre on fuel at participating Caltex service stations#.
Get a cracking good deal with $25 off windscreen replacement.
Drive away happy. RACQ Car Buying Service takes the hassle out of finding a new car.
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Contact us
Need help or would like to know more? RACQ offers many convenient ways for you to get in touch with us.
Third party property damage car insurance FAQs
Still have questions? These popular guides might help
Choosing the right car insurance can feel overwhelming, especially when you’re comparing options like third party car insurance, fire, theft and third party car insurance or comprehensive car insurance. If you’re unsure which level of cover best fits your needs, these guides can help. They highlight differences, benefits, and protection scenarios to help you choose the right cover.
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Things to note
Insurance Products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQI) and arranged by RACQ Distribution Services Pty Ltd (RDS) ABN 35 116 361 650, AFSL 567130 and RDS' authorised representatives (including RACQ Operations Pty Ltd ABN 80 009 663 414, AR No. 234978 (RACQO)). Conditions, limits and exclusions apply.
Any advice provided by RDS and RACQO is general advice only and does not take into account your personal objectives, financial situation or needs and you will need to consider whether the advice is appropriate for you. Read the Product Disclosure Statement (PDS) before making a purchase decision on the product. You can also access our Target Market Determinations on this website.
RDS receives a commission from RACQI for the policies it arranges. RACQO receives fees paid for services it provides to RDS. Further details about remuneration are available on request prior to purchasing.
RACQ Group and RACQ Insurance may need to collect personal information from you to support you with your inquiry, assess your eligibility for any of our products or services, or to provide general support. By providing your details, you agree to RACQ Group and RACQ Insurance collecting, holding, using, and disclosing your personal information pursuant to the RACQ Group Privacy Statement and RACQ Insurance Privacy Collection Notice, available from racq.com or you can request a copy.
~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.
#Conditions apply. Offer available at participating Caltex service stations. Visit racq.com/caltex for details.