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Insured with RACQ? We’ve got you protected against severe weather this storm season.

Flood, hail and storm are considered insured events under RACQ Comprehensive Car Insurance, and Home and/or Contents Insurance policies.##

You can lodge your claim online 24/7. If you need a copy of your current insurance policy, go to My RACQ.

Lodging your claim with RACQ

Need to submit a claim? You can lodge your information with us either online or over the phone. We’ll guide you step-by-step through the forms that you’ll need to complete.

To make the process smoother, have these items on-hand before contacting us:

  • Your customer reference number
  • A brief description of what happened (with date, time and location)
  • Details of loss or damage you want to claim
  • Police reports and witness descriptions (if applicable)
  • Names, phone numbers and addresses of any relevant parties

Handling your claim in a timely manner is a part of our claims philosophy. Members often need our help with claims during their most vulnerable moments. Our intention is to act with compassion, fairness and transparency.

RACQ insurance claims

Car insurance
Home insurance
Pet insurance
Boat, caravan, and trailer insurance
Travel insurance
Enthusiast insurance
CTP insurance
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Weather damage claims
Life and income insurance


While you're here

Get prepared before the storm
We’ve put together some helpful tips on how to prepare for storms and cyclones in Queensland.
What to do after the storm
You took all precautions. Still severe weather has done a number on your property and possessions. What's next?
overflowing gutters
Storm Season Explained: Insurance
Don't let warm sunny days lure you into a false sense of security – summer weather in Queensland can be unpredictable and extremely destructive.

Things to note

The information in this article has been prepared for general information purposes only and is not intended as legal advice or specific advice to any particular person. Any advice contained in the document is general advice, not intended as legal advice or professional advice and does not take into account any person’s particular circumstances. Before acting on anything based on this advice you should consider its appropriateness to you, having regard to your objectives and needs.

Insurance products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.

##Exclusions apply. Please read the Product Disclosure Statement (PDS), and any applicable Supplementary PDS and Key Facts Sheet for full details.

CTP Insurance underwritten by RACQ Insurance Limited ABN 50 009 704 152. Visit for details. Conditions apply. 

RACQ Operations Pty Ltd (ABN 80 009 663 414 AR 000234978) and Members Travel Group Pty Ltd (ABN 45 144 538 803 AR 000432492) are acting as an Authorised Representative of the issuer of the insurance, Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548). Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before purchasing any travel products, we recommend reviewing the RACQ Travel Insurance Product Disclosure Statement (PDS) and the Target Market Determinations (TMDs) that apply to these products. Whilst the PDS outlines the Terms and Conditions of these products, the TMD’s outline the intended class of customers that comprise the target market for these travel products. This will allow you to consider which products best suit your objectives, financial situation and needs and consider the products appropriateness to your personal circumstances. TMD’s also outline matters involving the distribution and the review of these products. The PDS and TMD’s for each travel product can be found here.