Choose RACQ Fire, Theft and Third Party Insurance
When you take out fire, theft and third party insurance with RACQ, you’ll have the essentials covered.
- You'll be insured for events like your car catching fire, being stolen, or someone attempting to steal your vehicle
- You're covered for any damage to someone's property in an accident
- Enjoy a lifetime guarantee on repairs when you use an RACQ Selected Repairer
- Save up to 5% off each eligible insurance policy when a policyholder has three or more qualifying RACQ policies
What does my RACQ Fire, Theft and Third Party Insurance cover?
When you’re considering which car insurance policy is right for you, it’s a good idea to read through all the details in our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations.
-
Loss or damage to your vehicle which is caused by your vehicle catching on fire, being stolen, or someone attempting to steal your vehicle -
Up to $20 million when your car causes damage to other people’s property -
Up to $5,000 for loss or damage to your car in an incident where the third party driver at fault is uninsured -
Choice of repairer and lifetime repair guarantee on work completed by an RACQ Insurance selected repairer
-
Towing and storage costsWe pay the costs of towing and storage of your vehicle for up to 30 days after a fire or theft (up to $100 a day). -
Emergency repairsWe pay up to $500 for emergency repairs that you have arranged to make your vehicle safe to operate and fit for its intended purpose after loss or damage to your vehicle caused by fire, theft or attempted theft.
Why choose RACQ Insurance?
-
We provide a lifetime guarantee on repairs when you use an RACQ selected repairer.
-
Our Queensland-based team are here when you need us – click, call or visit us in store. -
You become an RACQ member when you take out RACQ Fire, Theft and Third Party Insurance. -
As a mutual organisation, we serve our members and their communities, not shareholders.
Award-winning insurance
Have fun with RACQ member perks~~
Get a cracking good deal with $25 off windscreen replacement.
Drive further for less with 4 cents off per litre on fuel at participating Caltex service stations#.
Gear up for savings with 5% off in-store and online at Repco.
Drive away happy. RACQ Car Buying Service takes the hassle out of finding a new car.
Manage your car insurance
Contact us
Need help or would like to know more? RACQ offers many convenient ways for you to get in touch with us.
Fire, theft and third party insurance FAQs
Learn more about car insurance
Things to note
Insurance products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the Product Disclosure Statement (PDS) and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.
RACQ may need to collect personal information from you to support you with your inquiry, assess your eligibility for any of our products or services, or to provide general support. By providing your details, you agree to RACQ collecting, holding, using, and disclosing your personal information pursuant to our Privacy Statement and Insurance Privacy Collection Notice, available from racq.com or you can request a copy.
~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.
#Conditions apply. Offer available at participating Caltex service stations. Visit racq.com/caltex for details.
Based on RACQ data as at 13 May 2025, over 700,000 Queenslanders held RACQ motor insurance policies.