Protect yourself with RACQ Fire, Theft and Third Party Liability Car Insurance

Fire, Theft & Third Party Liability Car Insurance will give you protection in some important situations.

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What does my RACQ Fire, Theft and Third Party Liability Car Insurance cover?

When you’re considering which car insurance policy is right for you, it’s a good idea to read through all the details in our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations.

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    Loss or damage to your vehicle which is caused by your vehicle catching on fire, being stolen, or someone attempting to steal your vehicle
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    Up to $20 million when your car causes damage to other people’s property
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    Up to $5,000 for loss or damage to your car in an incident where the third party driver at fault is uninsured
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    Choice of repairer and lifetime repair guarantee on work completed by an RACQ Insurance selected repairer
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    Towing and storage costs
    We pay the costs of towing and storage of your vehicle for up to 30 days after a fire or theft (up to $100 a day).
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    Emergency repairs
    We pay up to $500 for emergency repairs that you have arranged to make your vehicle safe to operate and fit for its intended purpose after loss or damage to your vehicle caused by fire, theft or attempted theft.

Save with RACQ Fire, Theft and Third Party Liability Car Insurance

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    Roadside Assistance loyalty discount
    Be rewarded for your loyalty with up to a 17.5% discount depending on your membership level.
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    Multi policy discount
    Save up to 5% on each of your eligible policies when you take out three or more insurance policies with RACQ.
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    Combined discount
    Get up to 5% off each of your eligible car insurance policies when you combine your vehicle coverages on the one policy.

Why choose RACQ?

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    Call on a local for help
    Our dedicated claims team is based in Queensland.
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    21-day cooling off period
    Second thoughts? Not a problem.
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    Convenient payment options
    Ask us about paying in monthly installments.
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    We’re more than an insurer
    Become a member of Queensland’s largest club when you choose RACQ.
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    Unlock member benefits
    Discover discounts on the road and at home.

Award-winning insurance

Queenslanders have spoken! RACQ Car Insurance has taken out awards for Outstanding Customer Satisfaction, Excellent Claims Experience, Excellent Customer Service, Highly Trusted, and Most Recommended in the 2021 Mozo Awards.

RACQ car insurance mozo awards

Have fun with RACQ member perks~~

Access RACQ automotive offers
Get discounted batteries, window tinting, and more!
Save when you fuel up
Enjoy a 4 cents per litre discount at Puma Energy service stations.
Style your car for less
Get 5% off parts and accessories at Repco stores.
Rescue Queenslanders in trouble
Your membership supports the RACQ Air Rescue Network.

Fire, theft and third party liability car insurance FAQs

Things to note

Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.

~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.

#Conditions apply. Offer available at participating Puma Energy petrol stations. Visit for details.