Start your car insurance comparison
You’ve put a lot of thought into the car you drive. From its running costs, to kilometres driven, to the little features you love – your decision was made after considering all the things that matter to you.
So, it makes sense that you want to compare car insurance options before choosing your policy. Whether you prefer comprehensive vehicle cover, you want to meet in the middle, or you’re happy just insuring the basics with third party car insurance, RACQ is here to help you get the right cover for your budget and your needs.
| Comprehensive Insurance | Fire, Theft and Third Party Insurance | Third Party Property Damage Insurance |
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| What's coveredhide | |||
|---|---|---|---|
| Cover for damage to other people's property |  |
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| Loss or damage caused by uninsured third party | |
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| Towing and storage costs | |
* |
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| Emergency repairs up to $500 | |
* |
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| Cover for fire and theft | |
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| Lifetime guarantee of repairs | |
* |
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| Change of vehicle (if you sell your vehicle and replace it with a similar type, we automatically cover it for 14 days) | |
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| Hire car (theft and an incident where another driver is entirely responsible) | |
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| Driver fatality | |
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| Theft of vehicle keys | |
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| Cover for damage to your vehicle (accidents, malicious damage, etc.) | |
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| Cover against natural disasters and weather events | |
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| Choice of repairer | |
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| Replacement of vehicle after total loss if your vehicle is less than two years old | |
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| Personal property | |
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| Baby capsule and child seats replacement when the vehicle is damaged or stolen** | |
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| Optional benefitshide | |||
|---|---|---|---|
| Additional hire car | # |
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| Excess free glass repair | |
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| Other benefitshide | |||
|---|---|---|---|
| Pay by the month | |
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| Choose your basic excess amount | |
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| Rating 1 for life | |
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| RACQ Insurance Selected Repairer network | |
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| Queensland-based call centres | |
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| State-wide assessment services | |
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| Get your quote | Get your quote | Get your quote | |
Car insurance comparison FAQs
Things to note
Insurance Products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQI) and arranged by RACQ Distribution Services Pty Ltd (RDS) ABN 35 116 361 650, AFSL 567130 and RDS' authorised representatives (including RACQ Operations Pty Ltd ABN 80 009 663 414, AR No. 234978 (RACQO)). Conditions, limits and exclusions apply.
Any advice provided by RDS and RACQO is general advice only and does not take into account your personal objectives, financial situation or needs and you will need to consider whether the advice is appropriate for you. Read the Product Disclosure Statement (PDS) before making a purchase decision on the product. You can also access our Target Market Determinations on this website.
RDS receives a commission from RACQI for the policies it arranges. RACQO receives fees paid for services it provides to RDS. Further details about remuneration are available on request prior to purchasing.
RACQ Group and RACQ Insurance may need to collect personal information from you to support you with your inquiry, assess your eligibility for any of our products or services, or to provide general support. By providing your details, you agree to RACQ Group and RACQ Insurance collecting, holding, using, and disclosing your personal information pursuant to the RACQ Group Privacy Statement and RACQ Insurance Privacy Collection Notice, available from racq.com or you can request a copy.
*Caused by Fire and Theft.
#Gold 50 RACQ members who hold Roadside Assistance receive this benefit at no extra cost.
**Replacement value up to $500. Child seat or baby capsule must be fitted to your vehicle at the time of the incident