Protect your ride with RACQ Motorcycle Insurance

At RACQ, we’re a different kind of insurer. When you take out comprehensive motorcycle insurance with us, you become an RACQ member. We look after our members. Whether you drive a cruiser, a tourer or an electric motorcycle, we’ll be by your side if things go wrong.

Get my quote - call 13 1905Start my claim - call 13 7202

What does my RACQ Motorcycle Insurance cover?

Check out all the details of our Motorcycle Insurance by reading through our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations.

  • umbrella
    Loss or damage to your motorcycle in a flood, storm, theft, accident, vandalism or fire event
  • shaking-hands
    Up to $20 million cover for damage to other people’s property caused by your motorcycle
  • wrench-and-screw-driver
    Choice of repairer
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    If you sell your motorcycle and replace it with a similar type, it’s covered for 14 days from when you buy it
  • Blue tick
    Emergency repairs
    We pay up to $500 for emergency repairs to make your motorcycle roadworthy. For example, you can get a side mirror fixed to get back on the road, and then let us know at claim time.
  • Blue tick
    Personal property
    We'll cover your personal property for loss or damage up to the amount shown on your policy schedule if it is in a locked pannier, on your person, or in a backpack, but only while you are riding the motorcycle.
  • Blue tick
    Towing costs
    We pay the reasonable cost of towing and storage of your motorcycle for up to 30 days after an accident or theft (up to $100 a day).

Why choose RACQ for your motorcycle insurance?

  • wrench-and-screw-driver
    We provide a lifetime guarantee on repairs when you use an RACQ selected repairer.
  • motorcycle
    RACQ Motorcycle Insurance includes cover for electric motorcycles.
  • callcentre-person
    Our Queensland-based team are here when you need us – click, call or visit us in store.
  • hands-with-heart
    As a mutual organisation, we serve our members and their communities, not shareholders.

Save with RACQ Motorcycle Insurance

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    Multi policy discount
    Unlock up to 5% off each of your eligible policies when you have three or more insurance policies with RACQ.
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    Combined discount
    You can combine a range of car insurance policies and get up to 5% off each of your eligible policies.
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    No claim discount
    Be rewarded when you don’t make claims. You can save up to 20% with our no claim discount. (Discount only available to comprehensive policy)

Your membership is packed with benefits~~

Get more out of your maintenance budget
Enjoy 5% off parts and accessories at Repco stores.
Ride further for less
Save 4c per litre at participating Puma Energy and new Caltex service stations.#
Save on your next motorcycle battery replacement
Members get $25 RRP of RACQ Motorcycle Batteries.
Help rescue Queenslanders in trouble
Know your membership supports the RACQ Air Rescue Network.

Things to note

Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.

~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.

#Conditions apply. Offer available at participating Puma Energy and new Caltex stations. Visit for details.