Protect your way of life with RACQ Motorcycle Insurance

Your bike is more than just a way to get around. It’s the freedom of being alone on the open road, the satisfaction of a perfectly executed turn, and the little smile you get when there are only tiny parking spots left. We want to keep it that way, which is why RACQ offers comprehensive insurance for motorcycles, cruisers, tourers and more. Call to get your quote for RACQ Motorcycle Insurance today.

Get my quote - call 13 1905Start my claim - call 13 7202

What does my RACQ Motorcycle Insurance cover?

Check out all the details of our Motorcycle Insurance by reading through our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations.

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    Loss or damage to your motorcycle in a flood, storm, theft, accident, vandalism or fire event
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    Up to $20 million cover for damage to other people’s property caused by your motorcycle
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    Choice of repairer
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    If you sell your motorcycle and replace it with a similar type, it’s covered for 14 days from when you buy it
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    Emergency repairs
    We pay up to $500 for emergency repairs to make your motorcycle roadworthy. For example, you can get a side mirror fixed to get back on the road, and then let us know at claim time.
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    Personal property
    We'll cover your personal property for loss or damage up to the amount shown on your policy schedule if it is in a locked pannier, on your person, or in a backpack, but only while you are riding the motorcycle.
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    Towing costs
    We pay the reasonable cost of towing and storage of your motorcycle for up to 30 days after an accident or theft (up to $100 a day).

Save with RACQ Motorcycle Insurance

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    Roadside Assistance loyalty discount
    If you’re already a Roadside Assistance customer, you can save up to 17.5% on your motorcycle insurance (savings based on membership level).
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    Multi policy discount
    Unlock up to 5% off each of your eligible policies when you have three or more insurance policies with RACQ.
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    Combined discount
    You can combine a range of car insurance policies and get up to 5% off each of your eligible policies.
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    No claim discount
    Be rewarded when you don’t make claims. You can save up to 20% with our no claim discount. (Discount only available to comprehensive policy)

Why choose RACQ for your motorcycle insurance?

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    Queensland-based service centres
    Speak to a local about your policy.
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    21-day cooling off period
    Second thoughts? Not a problem.
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    Monthly payment options
    Ask us about paying your premiums in installments.
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    Ask us about discounts
    Find out how you could save on RACQ insurance.
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    Become a member
    Our insurance policies come with RACQ membership.

Your membership is packed with benefits~~

Get more out of your maintenance budget
Enjoy 5% off parts and accessories at Repco stores.
Ride further for less
Save 4 cents per litre at Puma Energy petrol stations.#
Save on your next motorcycle battery replacement
Members get $25 RRP of RACQ Motorcycle Batteries.
Help rescue Queenslanders in trouble
Know your membership supports the RACQ Air Rescue Network.

Things to note

Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.

~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.

#Conditions apply. Offer available at participating Puma Energy petrol stations. Visit for details.