Choose RACQ Comprehensive Car Insurance for your fleet or small business

Whether you’ve got a sleek corporate car or a little runabout, we’ll be by your side if things go wrong. 

  • We cover the big things like damage or loss from storm, flood, hail, fire and theft
  • Lifetime guarantee on repairs when you use an RACQ Selected Repairer
  • Our Queensland-based team are here when you need us - click, call or visit us in store

Get your quote - call 13 1905 Make a claim - call 13 7202

What does my RACQ Comprehensive Car Insurance for business cover?

Want to know more about business car insurance? See our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations for all the info on inclusions, exclusions, and optional extras.

  • umbrella
    Loss or damage to your vehicle following an accident, weather events (flood, hail, storms, cyclones), fire, malicious acts, theft, or attempted theft 
  • shaking-hands
    Up to $20 million for your legal liability which results from damage to other people’s property caused by a corporate car 
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    Choice of repairer and lifetime repair guarantee on work completed by an RACQ Insurance selected repairer 
  • front-of-car
    Up to $500 for personal property that is inside a fleet vehicle and is damaged in an incident 
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    Change of vehicle
    If you sell your vehicle and replace it with a similar vehicle, we automatically cover it for 14 days.
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    Emergency repairs
    We pay up to $500 for emergency repairs to make your fleet vehicle roadworthy until you can claim.
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    Replacement vehicle
    If your fleet vehicle is no more than two years old and we have declared it a total loss, we will replace it with a new vehicle.
  • Blue tick
    Towing costs
    We pay the costs of towing and storage of a damaged fleet vehicle after an incident.

Optional benefits

Find out more about the optional benefits you can add to your comprehensive car insurance for business by reading our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations.

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    Hire car after an insured event

    Get a hire car for up to 21 days at (up to $75 a day) if you are unable to use your vehicle as the result of an incident.

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    Excess free windscreen or window glass claim

    Get one excess free windscreen or window glass claim during the period of your insurance.

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    No claim discount (NCD) protection

    If you have a Rating 1, you can protect this rating in the event of an at fault claim^. Gold and Gold 50 RACQ members receive this benefit at no extra cost.

Why choose RACQ for your business’s car insurance?

  • hand-holding-dollar-sign
    We paid over 99% of RACQ Comprehensive Car Insurance claims in 2023.+
  • car-with-checkmark
    Your cover includes a hire car after an incident where the other driver is entirely responsible.
  • wrench-and-screw-driver-tool
    We provide a lifetime guarantee on repairs when you use an RACQ selected repairer.
  • callcentre-person
    Our Queensland-based team are here when you need us – click, call or visit us in store.

Award-winning insurance

RACQ are the proud winner of the 2023 Mozo People’s Choice Award for Outstanding Customer Satisfaction and the 2023 Mozo People's Choice Award for Most Recommended for Car Insurance in Queensland. 

Enjoy RACQ business member benefits~~

Get $25 off windscreen repairs
Book with an RACQ Auto Glass workshop and save.
Receive $25 off battery replacement
Get your discount on the recommended retail price.
Be part of positive changes in your community
Know that RACQ funds life-saving rescue flights.

Comprehensive car insurance for business FAQs

Things to note

Insurance products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.

+Based on RACQ data during the assessment period 1 January to 31 December 2023, 99.22% of comprehensive car insurance claims closed (excluding withdrawn and duplicate claims) were not partially or fully rejected.

*Only applies to your first at fault claim during the period of insurance.

~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.

#Conditions apply. Offer available at participating Caltex and Puma Energy service stations. Visit for details.