With RACQ Home Insurance you also become an RACQ member and gain access to a wide range of membership benefits. Compare our household insurance features, optional extras, and discounts below and find the policy that suits your needs. For full details of what’s included in our household insurance policies, see our Product Disclosure Statement (PDS), any applicable Supplementary PDS, Key Facts Sheet and Target Market Determinations.
|Home and contents Insurance||Home insurance||Contents insurance|
|$20 million legal liability cover|
|Assistance with clean-up costs|
|Cover for broken glass|
|Cover for damage caused by emergency services|
|Demolition and removal of debris|
|Home modification after serious injury|
(not included for renters)
|Extra living expenses|
|Cost towards security firm response|
|Cover for loss or damage to your contents in transit|
|Cover for loss or damage to contents in safety deposit boxes|
|Credit card misuse|
|Cover for temporary removal of contents|
|Visitor's contents - loss or damage during an insured event|
|Replacing trees, shrubs, plants and hedges|
|Redundancy premium waiver|
|Advanced cover (accidental damage and motor burnout)|
|Motor burnout only|
Learn more about pet cover
|Items away from the home|
|Small business contents|
|Landlord fixtures and fittings|
|Pay by the month|
|Choose from a range of basic excess options|
|Lifetime guarantee on authorised repairs|
|New for old contents|
|Start my quote||Start my quote||Start my quote|
Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS plus any relevant Key Facts Sheet before making a purchase decision on this product. You can also access our Target Market Determinations on this website.
~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.
^ Conditions, limitations, and exclusions apply. Service provided by RACQ's contracted service provider Aizer Trade Services Pty Ltd, QBCC licence 15137712, electrical contractor licence 86177. Available in selected areas only. Where applicable, follow-up work requires a separate contract with Aizer Trade Services Pty Ltd. RACQ accepts no responsibility for this follow-up work. While not guaranteed, RACQ’s Service Provider will endeavour for a licensed tradesperson to arrive within 4 hours.