Protect your furry friends with RACQ Optional Pet Cover
Your pets are irreplaceable. Protect your four-legged friends against accidental injury or illness by including RACQ Optional Pet Cover in your Contents Insurance or Home and Contents Insurance. With RACQ on your side, you can soften the blow of unexpected vet bills.
What is included in my RACQ Optional Pet Cover?
Please read the Pet Cover section of our Household Insurance Product Disclosure Statement (PDS), any applicable Supplementary PDS, Key Facts Sheet and Target Market Determinations carefully before you make any decision regarding this product.
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Claim up to $750 for vet care for each separate injury or illness
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A low $50 excess for each claim
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Cover for up to two pets
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There are some situations, events, and types of loss we don’t cover. These include:
- Pets other than your dog or cat
- Any pre-existing condition suffered by your dog or cat (this includes conditions claimed for in previous insurance periods)
- Preventative, elective, or routine vet care
- Injury or illness resulting from a business or sporting event (dog and cat shows are accepted)
- Costs relating to or resulting from the death of your dog or cat or from them becoming lost
Why choose RACQ?
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21-day cooling off period on your contents or home and contents insuranceWe understand that plans can change.
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Choose your own Australian vetWe simply ask that your vet is licenced and can provide a treatment history.
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We're a trusted Queensland brandFeel confident knowing our members have relied on us for over 115 years.
Enjoy your RACQ member benefits~~
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Contact us
Need help or would like to know more? RACQ offers many convenient ways for you to get in touch with us.
Things to note
Insurance Products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQI) and arranged by its agent, RACQ Distribution Services Pty Ltd (RDS) ABN 35 116 361 650, AFSL 567130 and RDS' authorised representatives (including RACQ Operations Pty Ltd ABN 80 009 663 414, AR No. 234978 (RACQO). Conditions, limits and exclusions apply. RDS and RACQO are in the RACQ group of companies. One of the companies in the RACQ group of companies has a minority shareholding in RACQI.
RDS and RACQO have not taken your personal objectives, circumstances or needs into account when preparing advice regarding insurance products and you will need to consider whether the advice is appropriate for you. Read the Product Disclosure Statement (PDS) and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website. RDS receives a commission from RACQI for the policies it arranges. RACQO receives fees paid for services it provides to RDS. Further details about remuneration are available on request prior to purchasing.
RACQ Insurance may need to collect personal information from you to support you with your inquiry, assess your eligibility for any of our products or services, or to provide general support. By providing your details, you agree to RACQ Insurance collecting, holding, using, and disclosing your personal information pursuant to our Privacy Statement and Insurance Privacy Collection Notice, available from racq.com or you can request a copy.
~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.

