Considerations when buying a convertible

Buying car
Here are some things to consider before splashing out on the convertible of your dreams.
Couple buying a convertible
Convertible, roadster, cabriolet. Whatever you call it, the chances are that at one stage in your life you have dreamed of owning one and we don’t blame you. There is no better feeling in the world than driving along with the top down, the sun on your back, and the wind in your hair. Before you invest in the ultimate cool convertible here are some things to consider.

Maintenance

When buying a convertible it is important to consider the maintenance involved. Convertibles, as a general rule, will require more maintenance than your standard car, although the level of maintenance differs from model to model. A classic vintage soft top will be very susceptible to rain and sun damage over time. Modern soft top models offer better weather-proofing technology. Some, like the Range Rover Evoque, even claim to be car wash proof. However, it will be beneficial in the long run to store it in a sheltered area. A hard top convertible is less susceptible to weather damage but the electric top requires it to have more mechanical moving parts than a regular car and this can require regular maintenance and checkups to ensure all these parts are moving correctly.

Security

Security issues mostly arise with soft top convertibles because they are easier to break into. Modern car companies attempt to combat the security issue associated with owning a soft top convertible by including  high-tech security features such as the Mazda MX’s Engine immobiliser which prevents it from being hot-wired. Before purchasing a convertible, particularly a soft top convertible, consider where you will store it, and what security features are included.

Safety

The lack of a roof on a convertible creates an obvious vulnerability in the case of a rollover road accident. That being said, modern car companies are working hard to the decrease the safety risks associated with driving a convertible. The Volvo C70 convertible, for example, has been praised for its superior safety rating. It has good results in front, rear, and side collisions, and quick-reacting safety technology in the case of a rollover incident. Some convertibles have much higher safety rating than others so it is worth doing your research.

Comfort

As fun as driving along with the top down may seem, it can also be cold, windy, and noisy. When buying a convertible remember to investigate what sort of noise and wind deflectors are included. Some modern convertibles are as comfortable with the roof up as any other car. Many convertibles have wind deflector to reduce noise when you do have the top down. To combat the draft which often becomes uncomfortable when driving with the top down in colder months, many modern convertibles also include seat warming and steering wheel warming technology.

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The information in this article has been prepared for general information purposes only and is not intended as legal advice or specific advice to any particular person. Any advice contained in the document is general advice, not intended as legal advice or professional advice and does not take into account any person’s particular circumstances. Before acting on anything based on this advice you should consider its appropriateness to you, having regard to your objectives and needs.

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RACQ Operations Pty Ltd (ABN 80 009 663 414, AR No. 234978) and Members Travel Group Pty Ltd (ABN 45 144 538 803, AR No.432492) (RACQ) are authorised representatives of the RACQ Travel Insurance insurer Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548) (Tokio Marine). Tokio Marine Management (Australasia) Pty Ltd (ABN 69 001 488 455, AR No. 1313066) is an authorised representative of Tokio Marine, and administers RACQ Travel Insurance as the managing agent on behalf of Tokio Marine. Terms, conditions (including eligibility criteria), exclusions, limits and sub-limits apply. Any advice is general advice only, and does not take into account your specific objectives, financial situation or needs. Before you purchase, please consider the Combined Product Disclosure Statement (PDS) / Financial Services Guide (FSG) and Target Market Determinations (TMDs) available at racq.com or on request from RACQ.