Have a happy holiday with RACQ Travel Insurance
Why you should consider packing the award-winning protection of RACQ Travel Insurance when embarking on your next holiday adventure.

RACQ’s commitment to excellence ensures that you are protected from the unexpected on your trip, from start to finish.
That is why Mozo’s judges selected RACQ Travel Insurance among the winners in the Exceptional Quality Travel Insurance category for the past two years.
According to Mozo, the Exceptional Quality Travel Insurance award category recognises that some travellers want the best possible insurance without concern for the cost.
The contenders for this award were judged for having the broadest and most generous cover for comprehensive and multi-trip policies.
Travel Product Lead Andrea Grajczonek said it was a great achievement to be recognised by Mozo in this premium category, two years in a row.
“With RACQ Travel Insurance, your peace of mind is our top priority,” Ms Grajczonek said.
“We are proud to have our policies recognised by Mozo’s judges as well as the more than 70,000 travellers* who purchase RACQ Travel Insurance every year.”
Ms Grajczonek said RACQ Travel Insurance included standard cover benefits that were considered extras by other providers, giving travellers more peace of mind.
These include:
- New for old replacement of luggage1.
- Automatic cover for many sports and activities1.
- No additional motorcycle and moped/scooter premium1.
- Cover for dependents up to 25 years of age8.
- Standard cover for international river cruising, meaning there is no requirement to select the ‘cruise’ option and pay an additional cruise premium.
Ms Grajczonek said RACQ Travel Insurance allows travellers to explore the world with confidence, knowing that they have the support of an award-winning insurer by their side.
“Get your quote today and embark on your next adventure with the peace of mind that RACQ Travel Insurance provides,” she said.
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Things to note
The information in this article has been prepared for general information purposes only and is not intended as legal advice or specific advice to any particular person. Any advice contained in the document is general advice, not intended as legal advice or professional advice and does not take into account any person’s particular circumstances. Before acting on anything based on this advice you should consider its appropriateness to you, having regard to your objectives and needs.
Insurance Products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQI) and arranged by RACQ Distribution Services Pty Ltd (RDS) ABN 35 116 361 650, AFSL 567130 and RDS' authorised representatives (including RACQ Operations Pty Ltd ABN 80 009 663 414, AR No. 234978 (RACQO)). Conditions, limits and exclusions apply.
Any advice provided by RDS and RACQO is general advice only and does not take into account your personal objectives, financial situation or needs and you will need to consider whether the advice is appropriate for you. Read the Product Disclosure Statement (PDS) before making a purchase decision on the product. You can also access our Target Market Determinations on this website.
RDS receives a commission from RACQI for the policies it arranges. RACQO receives fees paid for services it provides to RDS. Further details about remuneration are available on request prior to purchasing.
Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.
Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.
RACQ Bank subscribes to the Customer Owned Banking Code of Practice which establishes higher standards than the law requires. The Code reflects modern consumer expectations and developments in approaches to issues such as consumer vulnerability, guarantors, and supporting customers through financial hardship. Please read our Customer Owned Banking Code of Practice page for more information.
RACQ Operations Pty Ltd (ABN 80 009 663 414, AR No. 234978) and Members Travel Group Pty Ltd (ABN 45 144 538 803, AR No.432492) (RACQ) are authorised representatives of the RACQ Travel Insurance insurer Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548) (Tokio Marine). Tokio Marine Management (Australasia) Pty Ltd (ABN 69 001 488 455, AR No. 1313066) is an authorised representative of Tokio Marine, and administers RACQ Travel Insurance as the managing agent on behalf of Tokio Marine. Terms, conditions (including eligibility criteria), exclusions, limits and sub-limits apply. Any advice is general advice only, and does not take into account your specific objectives, financial situation or needs. Before you purchase, please consider the Combined Product Disclosure Statement (PDS) / Financial Services Guide (FSG) and Target Market Determinations (TMDs) available at racq.com or on request from RACQ.
*Figure based on 70,435 passengers on new policies issued in FY23.
1Terms, conditions (including eligibility criteria), limits, sub-limits and exclusions apply. Refer to Combined Product Disclosure Statement (PDS) / Financial Services Guide (FSG) for full details. Some cover benefit limits or sub-limits may be less than your chosen excess and therefore the insurer may not contribute anything to your claim.
8Dependant means any of your children, stepchildren, foster children or grandchildren who are 25 years of age or under at the time you purchase your policy, financially dependent on their parents or grandparents, not working full time, travelling with you for your entire trip and listed on the Certificate of Insurance as your Dependant. Terms, conditions, exclusions, limits and sub-limits apply. Refer to PDS for full details.
++20% discount applies to the premium payable (excluding GST, stamp duty and any other taxes) and is a combination of the RACQ member rate and an additional 5% discount. Promotion is valid for new policies purchased online by 31 July 2026. To redeem this offer, apply promotion code EXTRA5 and provide a valid RACQ membership number to receive 20% off the policy. Non-members can apply promotion code EXTRA5 to receive 5% off the policy. Discount is only combinable with the RACQ member rate.