What's mobile pay?

It’s as simple as tap and pay!

Turn your favourite device into your new bank card to tap and pay almost anywhere. With mobile pay you’ll have access to your RACQ Bank account directly from your phone or watch. Using contactless technology, mobile pay will revolutionise how you complete transactions.

View mobile pay options

RACQ Bank mobile pay

Why use mobile pay?

Enjoy the freedom to tap and pay when and where you like. Simply load your RACQ Bank Visa Debit card onto your Android, Apple or Samsung device and you can pay simply and securely, every time.

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    At RACQ Bank we take your security seriously. That’s why we partner with mobile pay providers like Apple Pay, Google PayTM and Samsung Pay who ensure no card details are stored on your device or shared with retailers when you pay.
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    Mobile pay gives you the freedom to pay without needing your wallet. Access your money 24/7 right from your smartphone or watch.
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    Simply load your RACQ Bank Visa Debit card onto your phone or watch to set up mobile pay and enjoy the freedom to shop online and in store without needing your debit card.
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    Working just like your bank card, mobile pay completes transactions in real time, so you can enjoy seamless spending.

Our mobile pay options

Apple pay
Apple Pay
Set up Apple Pay on your iPhone, Mac, Apple Watch, apps or iPad* and pay with your favourite device. Learn more about Apple Pay
Google pay
Google PayTM
Formerly known as Android Pay, Google PayTM lets you pay securely on your compatible Android device, in apps and on the sites you’re browsing in Google.
Samsung pay
Samsung Pay
Turn your compatible Samsung Galaxy or Gear device into your wallet with Samsung Pay^.

Other ways to bank online with RACQ Bank

Couple online laptop
Internet banking
Log in to RACQ Bank internet banking and take control of your money securely online, 24/7.
Bank app in coffee shop
RACQ Bank app
Download our free mobile banking app to manage your accounts, check your balance and transfer money straight from your smart phone.
Man using mobile at cafe
Send and receive money instantly with PayID using just your mobile phone number or email address.

Why bank with us?

  • shaking-hands
    RACQ Bank is owned by RACQ members
    Know that we exist to benefit our members, not shareholders.  
  • callcentre-person
    We have locally staffed call centres
    Speak to our Queensland-based team whenever you call us.  
  • house-home
    We approach banking with openness and honesty
    Feel confident that we’re looking out for your best interests. 
  • racq-logo-on-card
    You get the perks of being an RACQ member
    Enjoy member discounts that reflect your passions and priorities. 

Things to note

Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.

Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.

You can only create a PayID within mobile or internet banking by linking it to an eligible account. Not available on some accounts. Please read the Mobile and Internet Banking Terms and Conditions for more information.

* The Apple logo and Apple Pay are trademarks of Apple Inc.., registered in the U.S. and other countries. Google Pay, and the Google Pay Logo are trademarks of Google Inc. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd.

^ Devices compatible with NFC point of sale terminals for contactless transactions include Samsung Galaxy Note 5, Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S7, Galaxy S7 edge, Galaxy A5, Galaxy A7, Galaxy S8 and Galaxy S8+. All devices are compatible with MST point of sale terminals for swipe transactions except for Galaxy S6, Galaxy S6 edge and Gear S2.

Biometric identification features are compatible with selected devices only, noting that some devices may not be able to use particular biometric identification methods. For Android, selected biometric features should be available on devices with android v 4.4 or greater, provided that feature is available in device. For iOS device, any device that is running with IOS version 9, 10 or 11 (or greater), provided that feature is available in device.