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If you’re holidaying in your caravan or regularly using a trailer, we’ve got you covered

If you love touring in your caravan, RACQ’s Caravan Insurance provides the protection you need while travelling on the road. We also insure trailers, including box trailers, and horse floats.

You immediately become an RACQ member when you purchase our Caravan and Trailer Insurance. This gives you access to a wide range of member benefits including savings on fuel, access to a car brokerage service at no cost and 24-hour travel assistance in Australia with Aussie Assist.

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RACQ Roadside Assistance subscribers get a discount of up to 17.5%*

What am I covered for?

For full details of what’s included in RACQ Caravan and Trailer Insurance, see our Product Disclosure Statement (PDS) and any relevant Supplementary PDS (where applicable).

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Cover for loss or damage to your caravan or trailer due to a collision, weather event, fire, malicious act, theft or attempted theft.
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Up to $20 million cover for damage to other people’s property caused by your caravan or trailer.
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Choice of repairer and lifetime repair guarantee on work completed by an authorised RACQ Insurance selected repairer for your insured caravan or trailer.
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We cover the cost of temporary accommodation, for you and any family members travelling with you, for up to seven days if your caravan or camper trailer is deemed unliveable.
  • Cover for valuables
    We pay up to $500 for loss or damage as a result of an incident or theft.
  • Change of caravan or trailer
    If you sell your caravan or trailer and replace it with a similar type, it’s covered for 14 days from when you buy it.
  • Emergency repairs
    We cover up to $500 for emergency repairs after an incident to make your caravan or trailer roadworthy until you can make a claim. For example, you can get a tail light fixed to get back on the road, just let us know at claim time.
  • More Inclusions
    See our Product Disclosure Statement (PDS) and any relevant Supplementary PDS (where applicable).

Why choose RACQ?

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More than an insurance policy, you’re a member

When you insure with RACQ you receive membership to Queensland’s Largest Club with extra benefits such as advice, discounts and more.
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Assisting Queenslanders since 1905

RACQ has been assisting Queenslanders for over 100 years, we know what matters most to locals at home and on the road.

Ways to save

For full details of discounts and savings for RACQ Caravan and Trailer Insurance cover, see our Insurance discounts page.

No claim discount

Be rewarded when you don’t make claims. You an save up to 60% with our No Claim Discount.

Roadside Assistance Discount

RACQ Roadside Assistance subscribers get up to 17.5% discount* on their Caravan and Trailer Insurance (savings based on membership level).

Multi Policy Discount

If you have three or more insurance policies with RACQ, get up to 5% off each of your eligible policies.

Combined Car Insurance Discount

You can combine a range of car insurance policies – and get up to 5% off each of your eligible policies. Find out more.

 As an RACQ member, you can also save 4¢ per litre on fuel at selected Puma stations#.

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Compulsory Third Party Insurance (CTP)

Switch to RACQ as your CTP insurer and enjoy extra member benefits. You can switch at any time without paying any fees until your annual CTP renewal date and it only takes five minutes.

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Third Party Liability Insurance

Cover yourself for damage costs on other people’s property that your vehicle may cause in an incident.

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Comprehensive Car Insurance

Coverage wherever you are, whoever is driving and whatever the weather. Get a $50* discount when you buy comprehensive car insurance online.

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Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. Please read the Product Disclosure Statement and any relevant Supplementary PDS (where applicable) before making a purchase decision on this product. Any general advice to this product at racq.com is provided by RACQ.

*Maximum 17.5% discount. Savings based on Roadside membership level. # E10, Unleaded 91, Premium Diesel and LPG only. Conditions, limits and exclusions apply. See Puma Energy fuel discount for more information.

** Excludes pay later option.
^ Based on FY18 data. Conditions, limits and exclusions apply.