At RACQ, we value your loyalty
We want to reward you for continuing to choose RACQ, which is why we offer great discounts on RACQ products and services at each of our five loyalty levels.
Your loyalty level will depend on how many years of continuous RACQ membership you held and is represented by the colour of your membership card. To find out your loyalty level, log in to My RACQ, to view and access your digital membership card.
Loyalty discounts
| Discounts are available to members with RACQ Roadside Assistance |  |
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| Comprehensive Car Insurance* | 5% | 7.5% | 10% discount plus Hire car after an event at no extra cost** | 12.5% discount plus No claim discount protection^ and Hire car after an event at no extra cost** | 17.5% discount plus No claim discount protection^ and Hire car after an event at no extra cost** |
| Fire, Theft & Third Party Liability and Third Party Liability Insurance*^^ | 2.5% | 5% |
10% | 12.5% |
17.5% |
| Comprehensive Motorcycle Insurance*^^ | 2.5% |
5% |
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| Caravan and Trailer Insurance* |
2.5% |
5% |
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| Home and Contents Insurance* |
2.5% |
7.5% |
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| Pet Insurance* |
2.5% | 7.5% | |||
| Boat Insurance* | 2.5% | 7.5% |
*Loyalty benefits do not apply to business members. Refer to pages 19-23 of the Welcome to RACQ brochure for full terms and conditions.
**Incidental costs associated to hire car e.g., petrol, will still apply.
^Only applies to your first at fault claim during the period of insurance. Conditions apply for Rating 1 No claim discount protection.
^^Excludes Compulsory Third Party (CTP) Insurance, and Fleet and Small Business Insurance.
Roadside assistance loyalty discounts
| Roadside Assistance product | |
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| Roadside Assistance | - | - | - | 2nd tow at no charge |
50% off first vehicle |
| Plus Care / Ultra Care | - | 5%# | 7.5%# |
25%# Maximum annual benefit doubled. |
50%# Maximum annual benefit doubled. |
| Ultimate | - | - | - | 10%# |
25%# |
Discounts on RACQ products and services
There are so many ways to save. So whether you’re in the market for a new house, you’re planning that long-awaited family holiday, or you just need to take care of a chipped windscreen, we've found little ways to make a big difference to your budget.
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Insurance discountsFrom multi policy, safe driver and no claim discounts through to online and senior’s specials, we find ways to make your insurance more affordable. -
Home loansGold and Silver members save even more with a 0.10% p.a. discount on fixed rate home loans.~
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Travel insuranceEnjoy 20% off the price of domestic and international travel insurance policies.#
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Vehicle inspectionsTake up to $50 off master checks, mechanical checks, mobile checks, and safety certificates.
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BatteriesGet $25 off the regular retail price of car, marine, and deep cycle batteries. -
WindscreensSave 20% on mobile and in-store RACQ Auto Glass windscreen repair and replacement.**
Things to note
*Loyalty benefits do not apply to business members. Refer to pages 19-23 of the Welcome to RACQ brochure for full terms and conditions.
**Incidental costs associated to hire car e.g., petrol, will still apply.
^Only applies to your first at fault claim during the period of insurance.
Conditions apply for Rating 1 No claim discount protection.
^^Excludes Compulsory Third Party (CTP) Insurance, and Fleet and Small Business Insurance.
~Additional 0.10% p.a. discount off fixed interest rates is available for Silver and Gold members only. Offer is available until further notice.
#Discount only applies to the price difference between Plus Care, Ultra Care, or RACQ Ultimate and standard Roadside Product. Discount only applies to the first Roadside product.
Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.