At RACQ, we value your loyalty.
Get great discounts based on your loyalty level or number of policies you have with us.
Combined discounts
Save up to 20% when you combine your home and contents for the same property—which is owner occupied.
Save up to 5% when you have two or more of the following motor vehicle coverages—in any combination on the one policy:
- Comprehensive Car Insurance (Private and Business)
- Motorcycle Insurance
- Caravan and Trailer Insurance
- Third Party Liability Insurance
- Fire, Theft and Third Party Insurance
- Classic Car Insurance
- Unique Car Insurance.
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Multi-policy discounts
If you have three or more of the following RACQ qualifying insurance covers (in any combination), you’ll get up to an additional 5% off each of your qualifying policies.
Each of the following counts as one (1) cover:
- Motor Comprehensive Car Insurance
- Third Party Liability Insurance
- Fire, Theft and Third Party Liability Insurance
- Classic Car Insurance (including Veteran, Vintage and Historic vehicles)
- Motorcycle Insurance
- Home and/or Contents Insurance
- Pet Insurance
- Caravan and Trailer Insurance
- Boat Insurance.
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Roadside Assistance loyalty discounts and benefits
The longer you’ve been a member of RACQ and have Roadside Assistance, the higher your discount.
| Insurance type |
Blue |
Bronze |
Silver |
Gold |
Gold 50+ Years |
| Comprehensive Car Insurance |
5% discount |
7.5% discount |
10% discount plus Hire car after an event at no extra cost** |
12.5% discount plus No claim discount protection^ and Hire car after an event at no extra cost** |
17.5% discount plus No claim discount protection^ and Hire car after an event at no extra cost** |
| Other motor vehicle insurance^^ |
2.5% discount |
5% discount |
10% discount |
12.5% discount |
17.5% discount |
| Home and Contents Insurance |
2.5% discount |
7.5% discount |
10% discount |
12.5% discount |
17.5% discount |
| CTP Insurance |
Save $10 off your annual Roadside Assistance***
|
| Caravan and Trailer Insurance |
2.5% discount |
5% discount |
10% discount |
12.5% discount |
17.5% discount |
| Boat Insurance |
2.5% discount |
7.5% discount |
10% discount |
12.5% discount |
17.5% discount |
| Pet Insurance |
2.5% discount |
7.5% discount |
10% discount |
12.5% discount |
17.5% discount |
Get Roadside now
***CTP membership rebate offer conditions.
**Incidental costs associated to hire car e.g. petrol, will still apply.
^ Only applies to your first at fault claim during the period of insurance.
^^ Excludes Compulsory Third Party (CTP) Insurance, Fleet and Small Business Insurance, Enthusiast Car Insurance and Enthusiast Motorcycle Insurance. Conditions apply for Rating 1 No claim discount protection.