Leona C Murphy
President and Chair, RACQ Limited Elected Director – South East Queensland
BCom, GAICD
President and Chair since November 2022. She is Chair of the Members Banking Group Limited (RACQ Bank), Club Finance Holdings Limited, RACQ Community and is a member of the Group Transition Committee.
Leona brings more than 30 years’ experience in the insurance and financial services sectors, having held senior executive positions for several ASX-listed companies. She is currently a Director of Liberty Financial Limited, Chair of Helia Group Limited, independent member of the Griffith University Audit and Risk Committee and a Board member and Ambassador for the Climate Ready Initiative. She previously held the role of Co-Chair of the United Nations Environment Programme Finance Initiative for Sustainable Insurance.
David Carter
Managing Director and Group Chief Executive Officer
BCom, FCPA, F FIN, G.Dip Fin Planning, G.Dip Applied Finance and Investment, GAICD
David joined RACQ in March 2020 and is responsible for leading the Club to deliver long-term, sustainable value to its members. With more than 30 years’ experience helping guide financial services institutions, including Suncorp Group and ANZ Limited, to success, David has a strong connection to his home state of Queensland.
David is a Director of RACQ Limited, Members Banking Group Limited (RACQ Bank), Club Finance Holdings Limited and RACQ Community. He has also held several director roles on company boards and industry associations in Australia and New Zealand. He is currently the RACQ representative director of the Australian Automobile Association (AAA), Australian Motoring Services (AMS), Chargefox and GEM Energy Australia Pty Ltd.
Annabel L Dolphin
RACQ Limited Elected Director – Regional Queensland
BBus (Mgmt), Dip NSL, GAICD, CAHRI
Annabel Dolphin has been a Director of RACQ Limited since 2019. She is also a Director of Members Banking Group Limited (RACQ Bank), Club Finance Holdings Limited and RACQ Community. Annabel is Chair of the Risk and Compliance Committees and is a member of the Audit Committees, People and Remuneration Committee and Group Transition Committee.
Annabel brings more than 25 years’ experience specialising in strategic human resources, organisational design and culture change across a diverse range of sectors. She is a Director of Wander Beyond Pty Ltd, leading award-winning group of travel agencies in Queensland, and a Director of Dolphin Ventures Pty Ltd, where she supports regional businesses through independent advisory board roles. Annabel is President of the Saints Netball Club Mackay Inc. and brings strong governance experience, including having served as a Non-Executive Director of Tourism Australia and Chairperson of TAFE Queensland.
William (Will) J Fellowes
RACQ Limited Elected Director – Regional Queensland
BCom, GradDipCA, GAICD
Will was elected Director of RACQ Limited in November 2021. He is a Director of Members Banking Group Limited, Club Finance Holdings Limited and RACQ Community. Will is also Chair of the Audit Committees and is a member of the Risk and Compliance Committees and Investment Committee.
Will brings more than 20 years of professional experience, complemented by over a decade of governance experience across board and committee roles. He offers deep expertise in audit, risk, financial oversight and assurance, with a strong focus on governance, accountability and organisational performance. He spent more than 16 years at PwC, advising multinational clients, ASX-listed organisations, government entities and private companies across a diverse range of industries, providing strategic insight and rigorous financial stewardship.
Andrew G Moore
RACQ Limited Appointed Director
BEcon, BSc, MBA (INSEAD), CA, F FIN, GAICD
Andrew has been a Director of RACQ Limited since 2020. He is a Director of Members Banking Group Limited (RACQ Bank), Club Finance Holdings Limited and RACQ Community. He is Chair of the Group Transition Committee and is a member of the People and Remuneration Committee and Investment Committee.
Andrew is an experienced financial services executive with more than 30 years’ domestic and global experience. He is also a director of Helia Group Limited.
Richard B Umbers
RACQ Limited Appointed Director
(BSc, MSc, GAICD)
Richard was appointed a Director of RACQ Limited in May 2025. He is a Director of Members Banking Group Limited (RACQ Bank), Club Finance Holdings Limited and RACQ Community. Richard is also a member of the Risk and Compliance Committees, Audit Committees and the People and Remuneration Committee.
Richard is an experienced CEO and board member, with a background in supporting or leading large customer-oriented and operationally driven organisations through times of significant change. He is currently a Beachhead Advisor to New Zealand Trade and Enterprise and previously held senior executive roles at Ryman Healthcare, Kaufland, and Myer.
Mark Rearick
RACQ Limited Appointed Director
(BS (Engineering), MS (Engineering), MBA, GAICD)
Mark was appointed a Director of RACQ Limited in May 2025. He is a Director of Members Banking Group Limited (RACQ Bank), Club Finance Holdings Limited and RACQ Community. He is Chair of the Investment Committee and is a member of the People and Remuneration Committee, Audit Committees and the Risk and Compliance Committees.
Mark is a Non-Executive Director for U Ethical Investors and Are Able and serves as an Associate Professor of Practice at the Monash Business School. Mark holds an MBA in Accounting and Finance and a Master’s Degree in Mechanical Engineering from the University of Michigan. He is a Graduate of the Australian Institute of Company Directors.
Elizabeth (Liz) Savage
RACQ Limited Elected Director - South East Queensland
(MAvvnMgt, BAeroEng, MAICD)
Liz commenced as a Director of RACQ Limited in September 2025. She is Director of Members Banking Group Limited (RACQ Bank), Club Finance Holdings Limited and RACQ Community. Liz is Chair of the People and Remuneration Committee and a member of the Investment Committee.
Liz has more than 30 years’ experience leading dynamic businesses in the travel and tourism industry through growth and change. Liz is a Non-Executive Director at Intrepid Travel, North Queensland Airports, Auckland Airport and Australian Sailing. She holds a Master’s in Aviation Management, a Bachelor’s in Aeronautical Engineering and is a member of the Australian Institute of Company Directors.
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