Leona Murphy

Leona C Murphy

President and Chair, RACQ Limited Elected Director – South East Queensland

BCom, GAICD

Leona has been a Director of RACQ Limited since 2018, and President and Chair since November 2022. She is Chair of the Members Banking Group Limited (RACQ Bank)and Club Finance Holdings Limited. She is also a member of the Group Transition Committee.

Leona brings more than 25 years’ experience in the insurance and financial services sectors, having held senior executive positions for several ASX-listed companies. She is currently a Director of Liberty Financial Limited, Chair of Helia Group Limited, and a Board member and Ambassador for the Climate Ready Initiative. She previously held the role of Co-Chair of the United Nations Environment Programme Finance Initiative for Sustainable Insurance.

David Carter

David Carter

Managing Director and Group Chief Executive Officer

BCom, FCPA, F FIN, G.Dip Fin Planning, G.Dip Applied Finance and Investment, GAICD

David joined RACQ in March 2020 and is responsible for leading the Club to deliver long-term, sustainable value to its members. With more than 30 years’ experience helping guide financial services institutions, including Suncorp Group and ANZ Limited, to success, David has a strong connection to his home state of Queensland.

David has held several director roles on company boards and industry associations in Australia and New Zealand. He is currently the RACQ representative director of the Australian Automobile Association (AAA), Australian Motoring Services (AMS), and GEM Energy Australia Pty Ltd. He is also a director of RACQ Foundation Pty Ltd, Qld Ballet and Netball Qld.

Annabel Dolphin

Annabel L Dolphin

RACQ Limited Elected Director – Regional Queensland

BBus (Mgmt), Dip NSL, GAICD, CAHRI

Annabel has been a Director of RACQ Limited since 2019. She is a Director of Members Banking Group Limited (RACQ Bank) and Club Finance Holdings Limited. She is Chair of the Risk and Compliance Committees, and is a member of the People and Purpose Committee and Group Transition Committee.

Annabel brings more than 20 years’ experience specialising in strategic human resources, organisational design and culture change across a diverse range of sectors. She is President of the Saints Netball Club Mackay Inc and Director of Dolphin Ventures Pty Ltd where she sits on several independent advisory boards.

Will Fellowes

William (Will) J Fellowes

RACQ Limited Elected Director – Regional Queensland

BCom, GradDipCA, GAICD

Will was elected Director of RACQ Limited November 2021, and is a Director of Members Banking Group Limited and Club Finance Holdings Limited. He is Chair of the Audit Committees, member of the Risk and Compliance Committees, and a Director of the RACQ Foundation Pty Ltd.

Will has extensive global and domestic financial services experience specialising in external audit, internal audit, financial consulting, advisory and assurance. He worked at PwC for more than 16 years and advised multinational clients, ASX listed organisations, government entities and private companies across a number of industries.

Andrew Moore

Andrew G Moore

RACQ Limited Appointed Director

BEcon, BSc, MBA (INSEAD), CA, F FIN, GAICD

Andrew has been a Director of RACQ Limited since 2020. He is a Director of Members Banking Group Limited (RACQ Bank) and Club Finance Holdings Limited. Andrew is a member of Risk and Compliance Committees, People and Purpose Committee, and is Chair of the Group Transition Committee.

Andrew is an experienced financial services executive with more than 30 years’ domestic and global experience. He is also a director of Helia Group Limited.

Richard Umbers

Richard B Umbers

RACQ Limited Appointed Director

(BSc, MSc, GAICD)

Richard was appointed a Director of RACQ Limited in May 2025. He is a Director of Members Banking Group Limited (RACQ Bank) and Club Finance Holdings Limited. Richard is also a member of the Risk and Compliance Committees and Audit Committees.

Richard is an experienced CEO and board member, with a background in supporting or leading large customer-oriented and operationally driven organisations through times of significant change. He is currently a Beachhead Advisor to New Zealand Trade and Enterprise and previously held senior executive roles at Ryman Healthcare, Kaufland, and Myer.

Mark Rearick

Mark Rearick

RACQ Limited Appointed Director

(BS (Engineering), MS (Engineering), MBA, GAICD)

Mark was appointed a Director of RACQ Limited in May 2025. He is a Director of Members Banking Group Limited (RACQ Bank) and Club Finance Holdings Limited. Mark is Chair of the People and Purpose Committee and is a member of the Audit Committees.

Mark is a Non-Executive Director for U Ethical Investors and Are Able and serves as an Associate Professor of Practice at the Monash Business School. Mark holds an MBA in Accounting and Finance and a Master's Degree in Mechanical Engineering from the University of Michigan. He is a Graduate of the Australian Institute of Company Directors.

Liz Savage

Elizabeth (Liz) Savage

RACQ Limited Elected Director - South East Queensland

(MAvvnMgt, BAeroEng, MAICD)

Liz commenced as a Director of RACQ Limited in September 2025. She is Director of Members Banking Group Limited (RACQ Bank) and Club Finance Holdings Limited. Liz is a member of the Audit Committees and the People and Purpose Committee.

Liz has more than 30 years’ experience leading dynamic businesses in the travel and tourism industry through growth and change. Liz is a Non-Executive Director at Intrepid Travel, North Queensland Airports, Auckland Airport and Australian Sailing. She holds a Master’s in Aviation Management, a Bachelor’s in Aeronatutical Engineering and is a member of the Australian Institute of company Directors.

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