Group Executive Team


David Carters profile David Carter

B. Com, CPA, FFinsia, G.Dip Fin Planning, G.Dip Applied Finance and Investment, GAICD

Group Chief Executive Officer of RACQ.

Joining in March 2020, David leads the Club to deliver long-term, sustainable value to its 1.7 million members. With 30 years’ experience helping guide financial services institutions, including Suncorp Group and ANZ Limited, to success, David has a strong connection to his home state of Queensland. David is a Certified Practicing Accountant and has a Bachelor of Commerce.

RACQ Group Senior Executive Team

Michelle Bagnall Michelle Bagnall


Group Executive Bank

Michelle has over twenty years’ experience in financial services in Australia and internationally. Her experience spans leading customer and business strategy, delivery of major corporate projects, credit risk, regional sales leadership of large customer facing teams and call centres. She has held P&L accountability, product development and pricing strategy. She has a strong track record in building new organisational capability through partnership, technology and digital development. Michelle has worked across SME and retail banking, in both direct and indirect channels, corporate banking and financial markets, relationship banking, general insurance and asset finance. She has previously held an Executive Director position on the Board of a superannuation trustee. Prior to RACQ Michelle held senior positions across Suncorp, National Australia Bank (NAB), The Royal Bank of Scotland (RBS) and Insurance Australia Group (IAG). She is a member of FINSIA, a graduate of AICD and has completed both a Bachelor of Business and a MBA (with Distinction).


Greg Booker Greg Booker


Chief Information Officer

Greg has over 30 years' in the technology industry in a career that has spanned the globe and encompassed working as a Supplier and a Customer. A financial services specialist he has implemented core system replacements in Asia, the UK, and the United States and has worked on 13 different Financial Services M&A activities. From an early career in Australian Financial services Greg joined IBM and spent a number of years travelling the world as a Financial Services specialist with his highlight being the lead architect in the growth of a fledgling Minnesota based First Bank systems into the 5th largest bank in the United States, US Bancorp. Since 2000 Greg has worked largely within Australia filling General management and CIO roles at St George Bank, ING Australia, ANZ Bank, and now most recently at RACQ. Greg has a Masters of Management, an MBA, and is a graduate of the Australian Institute of Company Directors.

Brad BowesBrad Bowes

PhD, MBA, MCommLaw, BBus(Accty), FGIA, FCIS, MAICD

Group Company Secretary

Brad is company secretary for all the legal entities within the RACQ Group and heads the Group Secretariat with responsibility for group-wide corporate governance matters, including managing all matters associated with the efficient and effective operation of the various boards and committees and of each annual general meeting. Brad is a chartered company secretary and governance professional with more than 20 years’ experience in senior management and similar governance roles in both private enterprise and the public sector across a range of industries.

Tracy Green Tracy Green

BCom, ANZIIF (Fellow), CIP

Group Executive Insurance

Tracy Green joined RACQ in February 2018 as General Manager Insurance Product and Pricing before becoming Acting CEO Insurance in July 2019. Tracy was permanently appointed to the role in June 2020 under its new title Group Executive Insurance. She has more than 25 years’ experience in general insurance, having held executive position across multiple functions in the value chain including, portfolio management, product and pricing innovation, claims management and distribution. Prior to joining RACQ, Tracy held executive positions at IAG, Suncorp and TIO.

Tracy is a Fellow of the Australian and New Zealand Institute of Insurance and Finance, Certified Insurance Professional (CIP) and has a Bachelor of Commerce.

Darryn Hammond Darryn Hammond

B.Sci (Hons), LLB, G.Dip Corp Gov, MQLS, FGIA, FCIS

Chief Risk Officer and General Counsel

Darryn is responsible for the legal, risk management, compliance, workplace health and safety, and internal audit areas of the Group. He is a practising solicitor and chartered company secretary who joined RACQ in 2009, with significant corporate and commercial experience. Prior to his appointment he worked with a national law firm and has held senior roles both locally and overseas.

Michael Lonergan Michael Lonergan

BBus, FCPA, Grad Dip App Fin, GAICD

Group Chief Financial Officer

As Group Chief Financial Officer, Michael is responsible for managing RACQ’s overall financial position and reporting on financial performance across the Group. This includes management, financial and regulatory reporting, budget and financial forecasts and taxation compliance. Michael oversees the management of the Group’s investment portfolios and is responsible for the management of Group property activities. Michael joined the RACQ Group in 2002 as Financial Controller for RACQ Insurance before being appointed to Chief Financial Officer – RACQ Insurance in August 2007. Prior to joining RACQ Insurance, Michael held accounting and financial management roles across a number of industries including sports management and construction.

Heidi Suominen Heidi Suominen

B.Bus (HR Mgt), Grad Dip Training and Development, GAICD

Chief People Officer

As Chief People Officer, Heidi oversees the strategic human resource direction across the RACQ Group. With a HR career spanning more than 25 years and multiple industry sectors, Heidi is experienced in aligning people practices to organisational culture values and business strategy. Heidi’s areas of responsibilities include organisational development, learning and development, human resources, compensation and benefits, and industrial relations. Heidi is an internationally-experienced and industry-recognised human resources and corporate shared services executive with a track record in business transformation and people performance.

Glenn Toms profile Glenn Toms

BBus, G.Dip Fin & Inv, FFin, FAIM, GAICD

Group Executive Assistance

Glenn is Chairman of RACQ Automotive Services and Members Travel Group, a Director of RACQ Operations, RACQ Investments, Automotive Assistance Services, Australian Club Consortium, ACC CAD and Club Assist Corporation. Glenn is also Chairman of the Corporate Advisory Board for the Australia Zoo Wildlife Warriors.

Paul Turner Paul Turner


Chief Communications Officer

Paul is responsible for ensuring the interests of 1.7 million Queensland motorists and their families are promoted and protected through constructive engagement and effective communication with governments, industry, media, other road user groups, and the wider community. This includes responsibility for The Road Ahead magazine, media and government relations, public and safety policy and community sponsorship and education. Paul has a wealth of experience spanning over 30 years in private organisations and government and is a Director Life Flight Queensland.