How to open a bank account

Our online application form is quick and easy to complete and helps you get your application underway sooner.

  1. Complete the online application form.
  2. We'll review your application within 1 business day.
  3. You’ll receive an SMS from RACQ Bank with a link to upload and validate your ID. If we need any extra information, we’ll get in touch.
  4. After the ID process has been completed, we’ll open your account.
  5. You'll receive an email or SMS with your Bank ID and temporary internet banking password to get you started.

Transaction accounts are eligible for a Visa Debit Card. Unless you are an existing member with a current Visa Debit Card, we will send you a card by mail in 7-10 business days.

To open an RACQ Bank account online, you’ll need to be 18 years or older.

You can also open an account in person at one of our stores or by calling 13 1905.

I would like to open a...

Transaction Account

With seamless spending and reduced bank fees, pick a bank account that lets you enjoy more of what Queensland has to offer. Plus, with all the RACQ member benefits you’ve come to love, trust RACQ Bank and get more bang for your buck. 

  • No monthly account keeping fees.
  • Manage your money online, anytime.
  • RACQ member benefits.

Everyday Account

It’s not every day you get a bank account that gives you more, but our Everyday Account does just that. Apply online and enjoy an account with no monthly fees, unlimited withdrawals and control of your money, 24/7.

Open an Everyday Account

Advantage Plus Account 

Over 55 years? Get the benefits of a spending and saving account in one. Trust our Advantage Plus Account and get rewarded with no monthly fees, plus earn interest to help your balance grow.

Open an Advantage Plus Account

I would like to open a... 

Savings Account 

Hit your savings goals sooner with an RACQ Bank savings account. Apply online and get one step closer to the life you love in Queensland.


eSave Account 

With our eSave Account you can have the freedom to save with no monthly account fees. Plus you'll have the flexibility to access your funds 24/7.

Open an eSave Account

Bonus Saver Account 

Save more and be rewarded with our Bonus Saver Account. There are no monthly account keeping fees and no minimum ongoing balance. 

Open a Bonus Saver Account