How to open a bank account

Whether you want seamless everyday spending or a savings account that gives you more, trust RACQ and bank your way. You can apply for one of our bank accounts online, anytime. Just complete our form and we’ll get your account under way.

  1. Complete our online application form.
  2. We’ll process your application and if we need any extra info – we’ll get in touch.
  3. You’ll receive an SMS with your Bank ID.
  4. Your debit card will arrive in the mail in about 7 – 10 business days.

I would like to open a...

Transaction Account

With seamless spending and reduced bank fees, pick a bank account that lets you enjoy more of what Queensland has to offer. Plus, with all the RACQ member benefits you’ve come to love, trust RACQ Bank and get more bang for your buck. 

  • No monthly account keeping fees.
  • Manage your money online, anytime.
  • RACQ member benefits.

Everyday Account

It’s not every day you get a bank account that gives you more, but our Everyday Account does just that. Apply online and enjoy an account with no monthly fees, unlimited withdrawals and control of your money, 24/7.

Open an Everyday Account

Advantage Plus Account 

Over 55 years? Get the benefits of a spending and saving account in one. Trust our Advantage Plus Account and get rewarded with no monthly fees, plus a competitive interest rate to help your balance grow.

Open an Advantage Plus Account

I would like to open a... 

Savings Account 

Hit your savings goals sooner with an RACQ Bank savings account. Apply online and get one step closer to the life you love in Queensland. With competitive interest rates and no account keeping fees we’ve got savings accounts that reward you.


eSave Account 

With our eSave Account you can have the freedom to save with no monthly account fees. Plus enjoy our competitive interest rate so your balance grows faster.

Open an eSave Account

Bonus Saver Account 

Save more and be rewarded with our Bonus Saver Account. There are no monthly account keeping fees and no minimum ongoing balance. 

Open a Bonus Saver Account