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RACQ is proud to serve more than 1.7 million members. Know you’re insured with Queensland’s largest club.

Why choose RACQ? We are a trusted name in insurance because we truly look after you when you need us. Choose from a variety of Queensland tailored policies, from home or car insurance, to pet insurance. When it comes to insurance, we’ve got you covered - from big ticket items to your treasured possessions. Don’t risk your insurance needs with anyone else. Get up to a $75 discount when you buy insurance online—excludes pay later option. Get a quote today.

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Car and Motorcycle Insurance

At RACQ, we provide insurance cover for cars and motorcycles against loss or damage. As Queensland’s leading provider of car insurance we have a policy to suit your lifestyle and vehicle.

Find out more about car and motorcycle insurance

Home Insurance

Check out our many options to protect your home. Customise your RACQ Home Insurance policy to protect the things that matter most, and open the door to a lifetime guarantee on repairs, a trusted 24/7 claims service, and the option to pay by the month.

Find out more about home insurance

Why choose RACQ?

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    More than an insurance policy, you’re a member#

    When you insure with RACQ you receive membership to Queensland’s Largest Club with extra benefits such as advice, discounts and more#.
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    Assisting Queenslanders since 1905

    RACQ has been assisting Queenslanders for over 100 years, we know what matters most to locals at home and on the road.

Save more with RACQ

Here are just some of the additional discounts you can earn on your policy with RACQ.

Save up to $75 online*

Buy your RACQ Insurance policy online to save up to $75*.

Multi Policy Discount

If you have three or more insurance policies with RACQ, get up to 5% off each of your eligible policies.

Roadside Assistance Discount

RACQ Roadside Assistance subscribers get up to 17.5% discount on your car insurance (savings based on membership level)

No Claim Discount (NCD)

Be rewarded when you don’t make claims. You can save up to 60% with our No Claim Discount.

Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.

* Excludes pay later option.

# RACQ membership is not available with CTP Insurance or Travel Insurance.

Health Disclaimer
Conditions, limits and exclusions apply. RACQ Health Insurance is issued by MO Health Pty Ltd ABN 32 611 323 034, a registered private health insurer, trading as RACQ Health Insurance, for which RACQ Operations Pty Ltd ABN 80 009 663 414 receives commission. Please see the Product Fact Sheet for further details at or contact us for a copy.

Life Disclaimer
RACQ’s Life and Income Protection Insurance suite of products described on this website is distributed by RACQ Operations Pty Ltd ABN 80 009 663 414, Authorised Representative Number 234978 (RACQO), an authorised representative of AIA Financial Services Limited ABN 68 008 540 252, AFSL 231109 (AIAFS) and is issued by AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIAA). RACQO is a distributor only; it does not sell, issue or guarantee these products. AIAFS and other authorised representatives of AIAFS are also involved in distributing these products.

Descriptions of product benefits and features are a summary only. You should consider factors like your objectives, financial situation and needs and read the relevant Product Disclosure Statement (PDS) available on this website before deciding to acquire or continuing to hold any of these products. The information on this website is general and does not take such factors into account so you should consider its appropriateness in the context of such factors. Cover is subject to terms, conditions, limitations and exclusions.

AIA Australia has adopted the FSC Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The code can be found at