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Know your two wheels are covered with RACQ Motorcycle Insurance

Our Motorcycle Insurance provides competitive cover for motorcycles, cruisers, scooters and tourers. If you’re zipping around town, enjoying a road trip, or commuting, you can ride knowing we’ve got you covered.

When you buy motorbike insurance from RACQ, you’ll automatically become a member. This gives you access to a wide range of RACQ member benefits including savings on fuel, use of our car brokerage service at no cost, 24-hour travel assistance in Australia with Aussie Assist and exclusive member savings.

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RACQ Roadside Assistance subscribers get a discount of up to 17.5%*

What am I covered for?

For full details of what’s included in RACQ Motorcycle Insurance, see our Product Disclosure Statement (PDS) and any relevant Supplementary PDS (where applicable).

Cover for loss or damage to your motorcycle in a flood, storm, theft, accident, vandalism or fire event.
Up to $20 million cover for damage to other people’s property caused by your motorcycle.
Choice of repairer and lifetime repair guarantee on work completed by an authorised RACQ repairer.
Motorcycle icon 
If you sell your motorcycle and replace it with a similar type, it’s covered for 14 days from when you buy it.
  • Emergency repairs
    We pay up to $500 for emergency repairs to make your motorcycle roadworthy until you can claim. For example, you can get a side mirror fixed to get back on the road, and then let us know at claim time.
  • Theft of keys
    We pay up to $750 to replace and recode stolen keys and locks.
  • Towing costs
    We pay the reasonable cost of towing and storage after an accident or theft.
  • More Inclusions
    See our Product Disclosure Statement (PDS) and any relevant Supplementary PDS. (where applicable)

Why choose RACQ?


More than an insurance policy, you’re a member

When you insure with RACQ you receive membership to Queensland’s Largest Club with extra benefits such as advice, discounts and more.

Assisting Queenslanders since 1905

RACQ has been assisting Queenslanders for over 100 years, we know what matters most to locals at home and on the road.

Ways to save

For full details of discounts and savings for RACQ Boat Insurance, see our Insurance Discounts page.

Roadside Assistance Discount

RACQ Roadside Assistance subscribers get up to a 17.5% discount* on their Motorcycle Insurance (savings based on membership level).

Multi Policy Discount

If you have three or more insurance policies with RACQ, get up to 5% off each of your eligible policies.

Combined Vehicle Insurance Discount

You can combine a range of car insurance policies – and get up to 5% off each of your eligible policies. Find out more.

 As an RACQ member, you can also save 4¢ per litre on fuel at selected Puma stations#.

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To make a motorcycle or special car insurance claim, just give us a call. Learn how to submit your claim and get your pride and joy back on the road faster.

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Compulsory Third Party Insurance (CTP)

Switch to RACQ as your CTP insurer and enjoy extra member benefits. You can switch at any time without paying any fees until your annual CTP renewal date and it only takes five minutes.

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Comprehensive Car Insurance

Coverage wherever you are, whoever is driving and whatever the weather. Get a $50* discount when you buy comprehensive car insurance online.

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Insurance products issued by RACQ Insurance Limited ABN 50 009 704 152. Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any relevant SPDS (where applicable) before making a purchase decision.

CTP Insurance underwritten by RACQ Insurance Limited ABN 50 009 704 152. Visit for details. Conditions apply.

*E10, Unleaded 91, Premium Diesel and LPG only. Conditions, limits and exclusions apply. See Puma Energy fuel discount for more information.