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Know your two wheels are covered with RACQ Motorcycle Insurance

Our Motorcycle Insurance provides competitive cover for motorcycles, cruisers, scooters and tourers. If you’re zipping around town, enjoying a road trip, or commuting, you can ride knowing we’ve got you covered.

When you buy motorbike insurance from RACQ, you’ll automatically become a member. This gives you access to a wide range of RACQ member benefits including savings on fuel, use of our car brokerage service at no cost, 24-hour travel assistance in Australia with Aussie Assist and exclusive member savings.

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RACQ Roadside Assistance subscribers get a discount of up to 17.5%*

What am I covered for?

For full details of what’s included in RACQ Motorcycle Insurance, see our Product Disclosure Statement (PDS) and any relevant Supplementary PDS (where applicable).

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Cover for loss or damage to your motorcycle in a flood, storm, theft, accident, vandalism or fire event.
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Up to $20 million cover for damage to other people’s property caused by your motorcycle.
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Choice of repairer and lifetime repair guarantee on work completed by an authorised RACQ repairer.
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If you sell your motorcycle and replace it with a similar type, it’s covered for 14 days from when you buy it.
  • Emergency repairs
    We pay up to $500 for emergency repairs to make your motorcycle roadworthy until you can claim. For example, you can get a side mirror fixed to get back on the road, and then let us know at claim time.
  • Theft of keys
    We pay up to $750 to replace and recode stolen keys and locks.
  • Towing costs
    We pay the reasonable cost of towing and storage after an accident or theft.
  • More Inclusions
    See our Product Disclosure Statement (PDS) and any relevant Supplementary PDS. (where applicable)

Why choose RACQ?

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More than an insurance policy, you’re a member

When you insure with RACQ you receive membership to Queensland’s Largest Club with extra benefits such as advice, discounts and more.
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There’s more for members of RACQ

RACQ is owned by members, this means we can cover more Queenslanders with 99% of member insurance claims paid out in 2018 ^.
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Assisting Queenslanders since 1905

RACQ has been assisting Queenslanders for over 100 years, we know what matters most to locals at home and on the road.

Ways to save

For full details of discounts and savings for RACQ Boat Insurance, see our Insurance discounts page.

Roadside Assistance Discount

RACQ Roadside Assistance subscribers get up to a 17.5% discount* on their Motorcycle Insurance (savings based on membership level).

Multi Policy Discount

If you have three or more insurance policies with RACQ, get up to 5% off each of your eligible policies.

Combined Vehicle Insurance Discount

You can combine a range of car insurance policies – and get up to 5% off each of your eligible policies. Find out more.

 As an RACQ member, you can also save 4¢ per litre on fuel at selected Puma stations#.

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Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. Please read the Product Disclosure Statement (PDS) and any relevant Supplementary PDS (where applicable) before making a purchase decision on this product. Any general advice to this product at racq.com is provided by RACQ.

*Maximum 17.5% discount. Savings based on Roadside membership level. # E10, Unleaded 91, Premium Diesel and LPG only. Conditions, limits and exclusions apply. See Puma Energy fuel discount for more information.

^ Based on FY18 data. Conditions, limits and exclusions apply.
** Excludes pay later option.