You love your bike, right? Make sure it’s protected with comprehensive Motorcycle Insurance. 

Our insurance provides competitive cover for motorcycles, cruisers, scooters and tourers—when you’re out on the open road. 

To get the right cover for your motorcycle, please call us on 13 1905 for more information or a quote. We’re here to help 24/7.

With Motorcycle Insurance you also become an RACQ member giving you access to a wide range of member benefits including savings at over 1200 partner locations, up to 40% off movie tickets, access to a car brokerage service at no cost, and 24 hour travel assistance in Australia with Aussie Assist.

Contact us Read the PDS

Insurance discounts

Like to reduce the price of your insurance?

Check which insurance discounts you're eligible for.

What you get

Cover for damage to your motorcycle  If your motorcycle is damaged in a collision, weather event, fire, malicious act, theft or attempted theft, it’s covered. 
Cover for damage to other people’s property We pay up to $20 million when your motorcycle causes damage to other people’s property.
Choice of repairer and lifetime repair guarantee Enjoy the freedom to choose one of our selected repairers or a repairer of your choice. We guarantee the quality of authorised repairs completed by RACQ Insurance Selected Repairers for as long as you own the car.
Cover for personal property We pay up to $500 for personal property that is damaged while with your motorcycle, during or after an event.
Change of vehicle If you sell your motorcycle and replace it with a similar type, it’s covered for 14 days.
Emergency repairs We pay up to $500 for emergency repairs to make your motorcycle roadworthy until you can claim. For example, you can get a side mirror fixed to get back on the road, and then let us know at claim time.
Theft of keys We pay up to $750 to replace and recode stolen keys and locks.
Cover for towing and storage costs We pay the reasonable cost of towing and storage after an accident or theft.

The above features are a summary only and limits apply. Please refer to our Product Disclosure Statements for full details, exclusions, and terms and conditions.

Save on your insurance

Put the following discounts to use and reduce the cost of your insurance.

Roadside Assistance
loyalty discount
Already an RACQ member with Roadside Assistance? Get up to 17.5% discount on your motorcycle insurance depending on your level of membership.
Multi-policy discount Got three or more insurance policies with RACQ? Get up to 5% off each of your eligible policies.
No claim discount Be rewarded when you don’t make claims. You can save up to 20% with our No Claim Discount.
Combined insurance discount You can combine a range of car insurance policies – and get up to 5% off each of your eligible policies.
Contact us Read the PDS 

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Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. Please read the PDS before making a purchase decision on this product. Any general advice relating to this product at racq.com is provided by RACQ.