What is the Resilient Homes Fund?

In response to the severe flooding experienced by Queensland in the 2021-22 disaster season, the Queensland and Australian Governments have jointly funded a $741 million Resilient Homes Fund to help affected Queenslanders make their homes more resilient to future flooding.

This is the largest household resilience program of its kind to ever be delivered in Australia and has the potential to change Queenslanders’ lives and the region’s resilience to flooding.

Under the Resilient Homes Fund, funding is available to assist eligible homeowners to repair, retrofit, or raise flood-affected homes, and in some cases to buy-back homes.

The Resilient Homes Fund is available to both insured and uninsured homeowners to ensure the program helps as many Queenslanders as possible.

If you’re interested, please register your interest via the Queensland Government website.

Register your interest

How much funding is available? 

Eligible homeowners affected by the 2021-2022 flooding can apply for:

  • up to $50,000 toward repairing (enhancing resilience) or retrofitting OR
  • up to $100,000 toward the cost of raising homes

Eligible homeowners may only apply for funding under one of the programs.  

Who can apply for Resilient Homes Fund funding?

To be eligible for funding to repair, retrofit or raise your home, you must meet all the eligibility criteria.

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    Your home is within one of the 39 affected local government areas
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    You are considered the owner (or an authorised party acting on behalf of the owner) of the home for which you’re applying for funding
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    The home is a residence (house/unit/duplex/granny flat/manufactured home), not used primarily for business purposes
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    The home was inundated by water during the 2021–22 rainfall and flooding events listed below:

    • Central, southern, and western Queensland rainfall and flooding – 10 November to 3 December 2021
    • Ex-tropical cyclone Seth – 29 December 2021 to 10 January 2022
    • South-east Queensland rainfall and flooding – 22 February to 5 April 2022
    • Southern Queensland flooding – 6 to 20 May 2022.

Learn more about eligibility

The program recognises there is not a ‘one size fits all’ approach to making homes more resilient. Different options for homeowners will be considered on a case-by-case basis, which will be specific to their level of flood damage, future flood risk and property type.

To find out if you’re eligible for funding and what the process is, visit www.qld.gov.au/resilienthomes

How does the Resilient Homes Fund affect existing insurance claims?

RACQ is proud to partner with the State Government to help make flood-affected homes more resilient.

RACQ has been working closely with the Queensland Government to develop a process where retrofit resilience works can be carried out on a home in parallel with insurance claim repairs.

We are in the process of identifying eligible members whose claims may be suitable for this process. If your claim has already been finalised, or otherwise not suited to have resilience works done at the same time as your claim repairs, then you have the option to speak directly with the Government about what resilience options may best suit your circumstances. RACQ will support members in any way we can, whether that’s through sharing information on their repairs, or making them aware of their eligibility.

Our priority is supporting our members who are going through a difficult time after devastating flood and storm events. We will deal with your claims honestly, efficiently and fairly. For more information on RACQ’s response to the February/March 2022 floods, visit racq.com.au/2022floodresponse.