What is the Resilient Homes Fund?
In response to the severe flooding experienced by Queensland in the 2021-22 disaster season, the Queensland and Australian Governments jointly funded a $741 million Resilient Homes Fund to help affected Queenslanders make their homes more resilient to future flooding.
This was the largest household resilience program of its kind to ever be delivered in Australia, potentially changing Queenslanders’ lives and the region’s resilience to flooding.
Under the now concluded Resilient Homes Fund, eligible homeowners had the opportunity to apply for funding to repair (enhance resilience), raise, or demolish and rebuild or relocate their flood-affected homes.
Voluntary Home Buy-Back was also available for the most severely impacted homes and those at the greatest risk of future flooding. The Voluntary Home Buy-Back program has closed because all properties have now been identified.
The Resilient Homes Fund was available to both insured and uninsured homeowners to ensure the program helps as many Queenslanders as possible.
Registrations of interest for the Resilient Homes Fund have closed, but those participants already registered can still apply for funding until 1 December 2025.
How does the Resilient Homes Fund affect existing insurance claims?
RACQ is proud to partner with the State Government to help make flood-affected homes more resilient.
RACQ has been working closely with the Queensland Government to develop a process where retrofit resilience works can be carried out on a home in parallel with insurance claim repairs.
We have now identified eligible members whose claims were suitable for this process.
Things to note
Insurance Products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQI) and arranged by its agent, RACQ Distribution Services Pty Ltd (RDS) ABN 35 116 361 650, AFSL 567130 and RDS' authorised representatives (including RACQ Operations Pty Ltd ABN 80 009 663 414, AR No. 234978 (RACQO). Conditions, limits and exclusions apply. RDS and RACQO are in the RACQ group of companies. One of the companies in the RACQ group of companies has a minority shareholding in RACQI.
RDS and RACQO have not taken your personal objectives, circumstances or needs into account when preparing advice regarding insurance products and you will need to consider whether the advice is appropriate for you. Read the Product Disclosure Statement (PDS) and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website. RDS receives a commission from RACQI for the policies it arranges. RACQO receives fees paid for services it provides to RDS. Further details about remuneration are available on request prior to purchasing.
