Boating is about living life on your terms. Whether you get excited about painting a pre-loved boat a fresh colour, driving straight from the dealership to the water, or pulling out the fishing gear for a long weekend, an RACQ Bank Boat Loan can take you there. Our members enjoy competitive interest rates, and flexible payment options. So cast off with a boat loan that gives you the freedom to sail your way.
Choose the boat loan that best suits your budget and lifestyle.
Take advantage of lower interest rates when you get a secured boat loan.
Need more information? Check out the fees, terms, and features of our secured and unsecured boat loans.
We like to keep things above board, which is why we encourage you to learn more about boat loan terminology using our boat loan FAQs
For a full list of fees and charges refer to the Loan Fee Schedule
Complete our simple online application form – it takes about ten minutes.
We’ll look over your application and call you back to request supporting documents.
We’ll review everything you’ve provided and confirm if your application has been successful.
Need help or would like to know more? RACQ Bank offers many convenient ways for you to get in touch with us.
Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.
Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.
Rates current as at 21 November 2023 and subject to change at any time.
Secured and Unsecured Boat Loan Special is available for new lending only.
*Comparison rate calculated on a secured loan amount of $30,000 over 5 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
^Comparison rate calculated on an unsecured loan amount of $30,000 over 5 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.
#Conditions apply. Offer available at participating Caltex and Puma Energy service stations. Visit racq.com/caltex for details.