Helpful articles

From quick and easy one-minute reads, to lengthier white pages, explore a range of helpful articles on different financial topics.

Government and community support
Managing debt
Safe banking
Savings and budgeting
Superannuation and retirement

Government and community support

It can be hard to make sense of what help is out there when there seems to be so much available. We’ll help you figure out what you’re eligible for and how to access it to bring relief to your financial situation. From local community resources to government stimulus packages – let’s connect you with those who can help.

How to make a will

30 April 2020 - read time: 2 mins
Everything you need to know about making a will.

How financial counselling could help you

26 April 2020 - read time: 2 mins
Financial counselling tips with the National Debt Helpline.

Manage your rego monthly

21 February 2020 - read time: 1 min
Motorists now have the option to pay their annual bill in monthly instalments.

Managing debt

The world of debt can be complex and confusing – it’s important to know what options you can explore. Learn how you can take control of your finances, navigate financial hardship and demystify the world of debt.

Home buyers urged to ask the right questions

9 June 2020 - read time: 1 min
Queenslanders looking to buy a home have been urged to do their research and ask the right questions before signing a contract or risk unexpectedly high and potentially unaffordable insurance premiums.

Why there’s never been a better time to check your loan: RACQ Bank

29 May 2020 - read time: 1 min
As Queenslanders looked for new ways to save money and tighten their budgets, RACQ Bank has urged homeowners take a closer look at their mortgage, and to secure the best deal available, if they weren’t already on it.

Help, my credit cards have taken over

20 May 2020 - read time: 2.5 mins
How to get yourself out of credit card debt.

How to start managing your debt

20 May 2020 - read time: 4 mins
Tips to help you take control of your finances.

How credit cards work

05 May 2020 - read time: 3.5 mins
What you need to know before applying for a credit card.

Need cash fast?

13 February 2020 - read time: 3 min
What to consider before taking out a short-term loan.

How to avoid underinsurance

2 February 2020 - read time: 1.5 min
Check you’re insured for the right amount of insurance at the right cost.

Safe banking

From scams to digital lending, there’s so much you can do to make your bank work best for you. We’ll help you understand how to bank safer and smarter.

Beware of storm chasers luring in CQ: RACQ

18 June 2020 - read time: 1 min
Months after a severe hailstorm ripped through parts of central Queensland, ‘storm chasers’ have continued to door-knock residents trying to coerce them into signing a contract they might later regret.

RACQ advocates for QLD’s financial wellbeing

2 June 2020 - read time: 1 min
RACQ spokesperson Renee Smith said the online portal was now open to any Queenslander and a series of free webinars would kick-start the Club’s push for greater financial wellbeing.

Scamming is rife: Check your super balance now!

1 June 2020 - read time: 1 min
With millions of Aussies now registered for an early withdrawal of their superannuation funds, and scammers seizing on opportunities to empty retirement funds, RACQ has urged every Queenslander to check their super balance.

How to make your bank accounts work for you

26 May 2020 - read time: 1.5 mins
Getting control of your bank accounts is the first step to making the most of your money.

Why women need to focus on their finances

26 May 2020 - read time: 1.5 mins
Australian women are one of five groups that suffer the lowest financial literacy in the nation.

How to bank safer and smarter during COVID-19

7 April 2020 - read time: 1.5 min
How we’ve implemented new procedures to protect members’ financial and physical wellbeing.

How Queenslanders can stop COVID-19 scammers

7 April 2020 - read time: 1 min
Scammers are out in force trying to profit off the COVID-19 health crisis.

Your Club’s here for you during COVID-19

7 April 2020 - read time: 2 min
As Queenslanders deal with the health and economic impacts of coronavirus, RACQ has committed to helping its members.

RACQ Bank goes digital

6 April 2020 - read time: 2 min
How virtual home loan meetings are helping homeowners during COVID-19.

Savings and budgeting

It can be hard to know where to start when it comes to managing your money. Prioritise where your money goes with access to tools, tips and resources that can help you budget. Understand the steps you can take to get the most out of your money and feel more financially confident.

Drivers warned of cost increases from 1 July

30 June 2020 - read time: 1 min
Queensland motorists warned there would be a raft of increases to transport fees.

How good savings habits now will pay in the future

16 June 2020 - read time: 1 min
Now that you have started working, this is the perfect time to put a plan in place for your savings journey.

Qlders hold onto their tax money and save their tax return

10 June 2020 - read time: 1 min
After a challenging start to the year, Queenslanders are holding their money close to their chest, as new RACQ research revealed almost 70 percent planned to put their tax return toward savings or to pay off debt.

Top five money hacks for students

21 May 2020 - read time: 4 mins
How to take control of your finances and make smart decisions that could set you up for life.

How to teach your kids to care about money

20 May 2020 - read time: 3 mins
What skills does a child need and when should you start teaching them.

Why your budget shouldn’t feel like a punishment

17 May 2020 - read time: 2.5 mins
Whether you’re single, a couple or a family, a budget should be an essential part of your life.

Queensland budgets struggling under COVID-19 burden

5 May 2020 - read time: 1 min
New data has revealed 80 percent of Queenslanders need to overhaul their household budget if they’re to survive the economic pressure of the COVID-19 pandemic, prompting advice from RACQ Bank on the best ways to tackle the period ahead.

Best budgeting apps to get your finances on track

22 April 2020 - read time: 3.5 mins
The days of plugging your own information into a spreadsheet are in the past.

Simple ways you can manage your financial health during COVID-19

16 April 2020 - read time: 2.5 mins
The COVID-19 pandemic has impacted Australian families in many different ways.

Top money podcasts to tune into

13 March 2020 - read time: 2 min
The personal finance podcasts you need to download.

The most affordable ways to get fit

3 March 2020 - read time: 2 min
Shrink your waistline without shrinking your wallet.

How to avoid EFTPOS bank fees

21 November 2019 - read time: 1 min
What ‘least-cost routing’ means for you.

Understanding debt consolidation

19 September 2019 - read time: 2.5 min
The ins and outs of debt consolidation.

Financial mistakes to avoid

1 August 2018 - read time: 1 min
Common finance pitfalls to avoid.

Superannuation and retirement

In most instances, superannuation will be the second biggest asset you own. It’s your money and it’s important you understand how it works and what it can do for you. Navigate through important information about your super and learn how you can be in the best position to fund your retirement.

How to get your super back on track

17 June 2020 - read time: 1 min
With more than two million Australians registered to make an early withdrawal of $10,000 from their superannuation, RACQ has shared its top tips for regaining your retirement.

Salary sacrificing to superannuation

27 May 2020 - read time: 2 mins
Is boosting your super through salary sacrificing right for you?

Don’t get caught out by super scams

11 May 2020 - read time: 1 min
After almost 1.3 million Australians applied for an early withdrawal of their superannuation, RACQ has warned Queenslanders to be wary of super scams.

Women urged to look at their finances in 2020

3 March 2020 - read time: 1 min
Aussie women are missing out on a potential $113,000 at retirement.

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Important Information

The information has been prepared for general information purposes. Any advice is general advice and does not take into account any person’s particular investment objectives, financial situation or needs. Before acting on anything based on this advice you should consider its appropriateness to you, having regard to your objectives, financial situations and needs.

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