Members Travel Group trading as RACQ Travel Privacy Policy
Members Travel Group Pty Ltd ACN 144 538 803 (referred to as ‘MTG’, ‘we’, ‘us’ or ‘our’) collect, hold, use and disclose your personal information in a number of ways. MTG is bound by the by the Privacy Act 1988 (Cth) (Act) and the Australian Privacy Principles contained within the Act.Purpose
The purpose of this privacy policy is to clearly outline the types, and circumstances, of personal information collected by us, and how we handle, use and disclose that personal information. It provides general information about how MTG manage your personal information.MTG collects personal information from you, in order to identify you and provide products and services to you. To discuss the exact information we require for a particular purpose, please contact us on (02) 4940 2288 or visit any MTG branch. You may also email us at privacy@racqtravel.com.au
Commitment
The protection of your privacy and confidentiality of your personal information is important to us.If you chose not to provide us with the information that we have requested, in most cases, we will be unable to provide the product or service you have applied for or administer a service that you have already purchased. Where this arises, we will advise you why.
Questions, comments and complaints
If you have any questions or comments regarding your privacy in relation to MTG, please contact us on (02) 4940 2288 or email us at privacy@racqtravel.com.auIf you believe that we have not fulfilled our obligations under the Privacy Act or you do not agree with a decision made by MTG in relation to the access or update of your personal information, you can make a complaint to us by writing to us at:
Privacy Officer
Members Travel Group Pty Ltd trading as RACQ Travel
450 Hunter Street Newcastle, NSW, 2300
email: privacy@racqtravel.com.au
Once we have received your complaint, we will investigate and endeavour to respond to you within 10 working days. If you are unhappy with the response from MTG, you can direct your complaint to the Federal Privacy Commissioner at: Office of the Australian Information Commissioner (OAIC) GPO Box 5218 Sydney NSW 2001
Phone: 1300 363 992
TTY: 133 677 then ask for 1300 363 992
email: enquiries@oaic.gov.au
Changes to this privacy statement
This privacy statement was last updated on 5 February 2019. MTG continuously reviews our privacy statement and procedures to keep up to date with relevant legislative and operating requirements. As a result, we may update and change this privacy statement from time-to-time and these changes will be updated on our website. If you have a concern or query about this process and how it may affect you, please contact us at privacy@racqtravel.com.auYour consent
You consent to MTG collecting, handling, using and disclosing your personal information in accordance with this privacy statement, as it may change from time-to-time, and as permitted by any law.From time-to-time we may require your consent to collect, handle, use, and disclose your personal information in order to continue to provide you the products or services you have requested or you have already purchased. Your consent can be express or implied, verbal or written.
Your implied consent is taken when MTG can reasonably conclude by some action you take, or if you decide to take no action, for example when you call us and continue to speak to us after hearing that calls maybe recorded or when you provide us with personal information that we have not specifically requested.
Keeping your information safe
MTG has policies and procedures that prescribe how we handle and store information, and to ensure that information is only be accessed by people that have the authority and need to do so. Both physical (such and locks and security systems) and electronic (such as firewalls and access controls for computer systems) security mechanisms are in place and undergo routine review and testing.MTG will destroy personal information if it is no longer needed for the purposes for which we collected it, or for the purposes of meeting legal and regulatory requirements. MTG will properly dispose of all paper files, correspondence and any other hardcopy documents. Electronic records will be appropriately deleted from systems.
Types of personal information that we collect
We will only collect information from you that is reasonably necessary to undertake our business activities and functions. The types of information that we will collect will depend on the products and services you have asked us to provide. Additionally, the types of information that we will collect will depend on the means which you chose to communicate with us, such as e-mail, online, telephone or in person.
The types of personal information we may ask for include, but are not limited to the following:
- your name, address, and date of birth;
- your contact details;
- identification information such as drivers license or passport details;
- your preferences and history in regards to products, services and marketing; or
- your communication history with us.
- MTG does not use any government identifiers (your drivers licence, tax file number, Medicare number) as a reference number for any of our products or services.
Collection of personal information via online resources
When you engage with us through our online resources including, but not limited to websites and mobile applications ‘apps’ the types of personal information we may ask for include, but are not limited to:- server or IP addresses;
- date and time of visit to our site;
- pages visited;
- documents downloaded;
- the site you visited prior to visiting our website;
- the browser that you are using to access our resources;
- if you have visited our website before; or
- tracking user preferences.
In addition to the above, mobile apps may collect location data, however, you will be notified if this is the case. Most of our online resources use sessions and/or cookies. The functionality of these resources will function if you disable these, however, you may be unable to access some functions if these are disabled.
We use up-to-date security measures on our website to protect your personal information and your credit information. Any data containing personal, credit or related information which we transmit via the internet is encrypted. However, we cannot guarantee that any information transmitted via the internet by us, or yourself, is entirely secure. You use our website at your own risk.
Types of sensitive information that we collect
Sensitive information, as defined by law, includes any information about a person’s racial or ethnic origin, political opinion, membership of a political association, religious beliefs or affiliations, philosophical beliefs, membership of a professional or trade association, membership of a trade union, sexual preferences or practices, criminal record or health information.
We will always explain the purpose for collecting sensitive information. For example, we may request health information to assess, process and manage a claim made under a travel insurance policy.
Third party suppliers
MTG also use third party providers, whilst we will only deal with reputable service providers, we recommend that you read the privacy statement of the third party site if you are redirected.
Unsolicited Personal Information
Unsolicited personal information includes personal information that MTG has not requested or taken any active steps to receive.
Where we receive unsolicited personal information, we will determine whether we could have received the personal information under the Australian Privacy Principles. If we determine we could not have reasonably collected the personal information, we will as soon as practicable either destroy or de-identify the personal information, if lawful and reasonable to do so.
How we collect your information
In most cases, we will only collect information from you directly, including written applications, face-to-face transactions in our branches or when you contact us via telephone or an electronic means such as the internet or email.
We may collect personal information from other parties when required, such as when you provide personal information for a booking or to one of our business partners to provide you a product or service connected to the travel MTG is arranging for you.
If you wish to deal with us anonymously or by a pseudonym you must advise us and MTG will assess whether both lawfully and practically we can comply with the request.
When you provide us with personal information of a third party
When you provide us with the personal information of a third party you warrant that you have notified that third party that you will be providing the personal information to MTG, and the purpose for which it is provided.
When you provide us with the personal information of a third party we will only use, handle or disclose that personal information for the purposes for which it was provided.
Using your information to provide you with requested products and services
We use the personal information we collect to provide services and products to you. In order to do this, we may need to disclose some of your personal information to other people or organisations. This may include, but is not limited to contractors, agents, our business partners or organisations that we have an alliance or arrangement with.
We may also use personal information for other purposes where you would reasonably expect us to and the purpose is related to the purpose of collection, or where otherwise permitted by law.
Using your information to market products and services to you
MTG may use your personal information that we have collected to identify a product or service that may be of benefit to you and may contact you to let you know about these. MTG may also disclose your personal information to our business partners or related entities to enable them to tell you about a relevant MTG product or service.
If you do not wish to receive marketing contacts, you can contact us at any time and we will generally process your request within 10 business days of receipt.
Disclosure of your information to third parties
Personal information that we collect from you may be disclosed to:
- any entity to which we are required or authorised by or under law to disclose such information (for instance, law enforcement agencies and investigative agencies, courts, various other government bodies);
- other third parties that you have consented to;
- our contractors, agents or business partners for purposes directly related to the purpose for which the personal information is collected;
- our professional advisors and other contractors (for example IT consultants);
- external providers of services where you have engaged us to act as your agent, such as booking flights, hotels, tours etc;
- insurers, insurance investigators and claims or insurance reference services;
- The Royal Automobile Club of Queensland Limited.
We may also disclose your personal information where otherwise permitted or required by law.
Disclosure of your information to third parties overseas
MTG may need to disclose your personal information to an overseas recipient.
You consent to MTG making these disclosures as we deem necessary to administer and supply the requested services to you. Where we disclose your personal information to an overseas recipient we will take reasonable steps to include relevant obligations, aligned with the Australian privacy laws on how the recipient: collects, uses, discloses, stores and retains your personal information.
Your personal information may be disclosed overseas for the following purposes:
- Where you have to have engaged us to act as your agent and the services you have requested us to provide require us to deal with overseas organisations (Where MTG acts as your travel agent, it may be necessary for us to disclose personal information to an overseas travel provider for the purposes of arranging your booking with them. As we deal with many providers world-wide, it is not possible for us to set out in this policy, all of the different countries to whom we may send your information, however, should you have any specific questions relating to whom your personal information may be sent, please refer to your travel consultant).
- Where you have agreed that MTG may communicate with you by e-mail
- As required for the maintenance and sustainment of our systems and databases.
We may store your information in cloud or other types of networked or electronic storage. As electronic or networked storage can be accessed from various countries via an internet connection, it’s not always practicable to know in which country your information may be held. If your information is stored in this way, disclosures may occur in countries other than those listed.
Overseas organisations may be required to disclose information we share with them under a foreign law. In those instances, we will not be responsible for that disclosure.
Accessing your personal information
If you request it, we will provide you a summary of any personal information held about you in accordance with our obligations under the Privacy Act 1988 (Cth). If you request detailed information, MTG may charge a fee for the retrieval of this information.
Any requests for information will be processed within a reasonable timeframe (usually within 10 business days). If the retrieval of information involves accessing archived information and will take longer than normal, we will endeavour to provide you with an estimated timeframe.
Under some circumstances, we may refuse you access to personal information where denying access is required or authorised by law, for example if access would pose a threat to life or the health of anyone, where the request for access is regarded as frivolous or vexatious, or where information relates to anticipated or legal proceedings. If you are denied access to your information, we will explain why.
How we keep your information up to date
We will take reasonable steps to ensure that your personal information is accurate and up to date and we will correct this as soon as we know otherwise. You have the right to ask us to correct your information. If you learn that your information needs to be updated, you should contact us as soon as possible and we will process your request. If we refuse to correct your information, we will explain why in writing, and advise you of the mechanisms available to you to complain. You also have a right for a statement to be attached to your personal information if MTG disagrees with your request to correct the information held.