Why choose a Mortgage Saver Special Home Loan?
With our Mortgage Saver loan not only will you get a low variable interest rate, you’ll save with no establishment, annual or account keeping fees. Jam-packed with features, this home loan is made to suit your life and gives you all the RACQ member benefits and discounts you’ve come to love.
- No account keeping fees
- No establishment fees
- No annual fees
- Unlimited additional repayments
- Split loan option
- Free redraw
- Principal and interest repayments only
Mortgage Saver Special
Monthly account keeping fee
Additional repayments option
|Maximum Loan to Value Ratio (LVR)
95% with Lenders Mortgage Insurance (LMI)
Our Mortgage Saver Home Loan is available for new lending only.
+ Member benefits
included with this product
When you purchase this product you’ll become a member with access to member benefits including savings, help & advice.
Home loan calculators
Our online calculators can give you an estimate on what you can borrow and how much you’ll be paying back each month. With the option to include your full loan amount plus any additional repayments, see your loan structure over your set term.
How to application process works
1. Get things underway
Start the process by completing the online application form.
2. We’ll be in touch
Download the home loan application checklist (41KB). Your home lending specialist will call you by the next business day to organise a meeting to go through your situation in depth.
3. Assessment and valuation
To help keep things moving and to make sure all the boxes are ticked, we conduct a property valuation and credit checks.
4. Full approval
Congratulations! We’ll let you know when your loan has been formally approved.