Turn your house into the home you’ve always wanted

An RACQ personal loan can provide the much needed and immediate funds to improve your home. Plus, you’ll get access to great member benefits like savings on home improvement services and homewares, and discounts on RACQ Home and Contents Insurance and Home Assistance, in case there are any unexpected household emergencies.

A personal loan from RACQ Bank offers a range of benefits

  • No exit fees if you pay your loan off early
  • A choice of loan to suit you
  • Simple online application, which takes about 10 minutes
  • Discounts on home improvement services, homewares and more

Interest rates & fees

12.95 % p.a Variable Rate
13.25 % p.a Comparison Rate
Fees $200 Establishment fee
Minimum term
Maximum term 5 years
Minimum loan amount $3,000
Maximum loan amount $60,000
Additional repayments Unlimited with no penalty or fee

An RACQ personal loan for home improvement also comes with access to:

  • 15% discount at Andersen’s Floor and Window Coverings
  • 20% discount at Davcon Security Screens
  • 20% off home tinting with RACQ Auto Glass
  • Apply for the loan – once you’ve worked out the best loan for you, apply usually by starting the application process online and then talking to a lending specialist.
  • Sign the contract – from this point, the new home loan is used to pay off the old one.
Plus, hundreds of discounts on entertainment, dining, travel and more.

Work out the numbers

Use our Personal Loan calculator to get an estimate of your potential loan repayments.