What is PayID?

PayID will revolutionise the way you pay and get paid. Simply create your PayID using your mobile phone number or email address. No more BSB or account numbers to remember. Just share your PayID to send and receive money in real time.

Why get a PayID?

Blue tick Secure

At RACQ Bank we take your security seriously. We use the same high level of technology to protect your bank accounts as we do to protect your PayID payments.

Blue tick Convenient

Just register your unique identifier, like your mobile phone number or email address, to start sending and receiving payments instantly.

Blue tick Simple

With no more BSB or account numbers to remember, PayID makes completing transactions a simpler process for both payer and payee.

Blue tick Instant

All PayID payments are processed instantly. No more waiting for funds to clear. You can send or receive money and be sure it’s where it needs to be, straight away.

Register your PayID

Ready to get your PayID? Just follow the simple steps below and make remembering BSB and bank account numbers a thing of the past.

On internet banking

1. Log in to RACQ internet banking

2. Navigate to “Payments/Transfers”

3. Click “Register for PayID’

4. Select the PayID you want to register

5. Choose the RACQ Bank account to link to your PayID

On our mobile app

1. Log in to the mobile app

2. Navigate to “User”

3. Click “Register for PayID”

4. Select the PayID you want to register

5. Choose the RACQ Bank account to link to your PayID

You’ll need to have an eligible RACQ Bank account – like our Everyday  or Advantage Plus Account. Don’t have an RACQ Bank account? Check out our transaction accounts and apply online today.

Other ways to bank online with RACQ Bank

Internet banking

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Log in to RACQ Bank internet banking and take control of your money securely online, 24/7.




Learn more   Login

RACQ Bank app

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Download our free mobile banking app to manage your accounts, check your balance and transfer money straight from your smart phone.

download on the app store 25 percent  get it on google play 25 percent

Find out more  

Mobile pay

Apple Pay

Pay on the go with your phone or watch with Apple Pay*, Google PayTM  or Samsung Pay^.

Find out more  

Contact us

Need help or like to know more?

Why bank with us?

Banking products are issued by Members Banking Group Limited ABN 83 087 651 054 AFSL and Australian credit licence 241195 trading as RACQ Bank. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. 

You can only create a PayID within mobile or internet banking by linking it to an eligible account. Not available on some accounts. Read the terms and conditions.

Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise. 

The Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay and the Google Pay Logo are trademarks of Google Inc. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd.

*Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105. Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. 

^ Devices compatible with NFC point of sale terminals for contactless transactions include Samsung Galaxy Note 5, Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S7, Galaxy S7 edge, Galaxy A5, Galaxy A7, Galaxy S8 and Galaxy S8+. All devices are compatible with MST point of sale terminals for swipe transactions except for Galaxy S6, Galaxy S6 edge and Gear S2.

Biometric identification features are compatible with selected devices only, noting that some devices may not be able to use particular Biometric identification methods. For Android, selected biometric features should be available on devices with android v 4.4 or greater, provided that feature is available in device. For iOS device, any device that is running with IOS version 9,10 or 11(or greater), provided that feature is available in device.