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What is PayID?

PayID lets you send and receive money in real time. Simply create your PayID using your mobile phone number or email address. No more BSB or account numbers to remember.

To register and link your PayID to your RACQ Bank Everyday Account, log into your account via online banking or the mobile app.

Don’t have an RACQ Bank account? Open an account today and start enjoying the benefits of PayID.

Open an Everyday Account

Why get a PayID?

Blue tick Secure

At RACQ Bank we take your security seriously. We use the same high level of technology to protect your bank accounts as we do to protect your PayID payments.

Blue tick Convenient

Just register your unique identifier, like your mobile phone number or email address, to start sending and receiving payments instantly.

Blue tick Simple

With no more BSB or account numbers to remember, PayID makes completing transactions a simpler process for both payer and payee.

Blue tick Instant

All PayID payments are processed instantly. No more waiting for funds to clear. You can send or receive money and be sure it’s where it needs to be, straight away.

Open an RACQ Bank Everyday Account

Use PayID with the RACQ Bank Everyday Account. You can apply online. It only takes 5 minutes.

Open an Everyday Account

Already an RACQ Bank member?

1. Log in to your account via mobile app or internet banking
2. Navigate to “User” (mobile app) or “Payments/Transfers” (internet banking)
3. Click “Register for PayID”
4. Select the PayID you want to register
5. Choose the RACQ Bank account to link your PayID

Register a PayID

Other ways to bank online with RACQ Bank

Saving at the fuel pump

Mobile pay

Pay on the go with your phone or watch with Apple Pay*, Google PayTM or Samsung Pay^.

Learn more


Young man checking phone

RACQ Bank app

Download our free mobile banking app to manage your accounts, check your balance and transfer money straight from your smart phone.

download on the app store 25 percent  get it on google play 25 percent

Learn more
Saving at the fuel pump

Internet banking

Log in to RACQ Bank internet banking and take control of your money securely online, 24/7.

Learn more

Banking products are issued by Members Banking Group Limited ABN 83 087 651 054 AFSL and Australian credit licence 241195 trading as RACQ Bank. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding.

You can only create a PayID within mobile or internet banking by linking it to an eligible account. Not available on some accounts. Read the terms and conditions.

Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.

* The Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay and the Google Pay Logo are trademarks of Google Inc. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd.

Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.

^ Devices compatible with NFC point of sale terminals for contactless transactions include Samsung Galaxy Note 5, Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S7, Galaxy S7 edge, Galaxy A5, Galaxy A7, Galaxy S8 and Galaxy S8+. All devices are compatible with MST point of sale terminals for swipe transactions except for Galaxy S6, Galaxy S6 edge and Gear S2.

Biometric identification features are compatible with selected devices only, noting that some devices may not be able to use particular Biometric identification methods. For Android, selected biometric features should be available on devices with android v 4.4 or greater, provided that feature is available in device. For iOS device, any device that is running with IOS version 9,10 or 11(or greater), provided that feature is available in device.