At RACQ Bank, we want to help you to build your property portfolio. Our Fixed Rate Investor Home Loan gives you a competitive interest rate, no annual or monthly fees, and a split loan option. Plus, you’ll enjoy exclusive RACQ member discounts. When you need an investment property loan that works for you, choose RACQ Bank.
Our fixed rate investment property loan is packed with benefits:
Get rewarded for your RACQ membership. RACQ Gold and Silver members unlock 0.10% p.a. off fixed interest rates.^
Our Fixed Rate Investor Home Loan is available for 1, 2, 3, and 5-year terms. For each loan year term, we offer options based on LVR. What is LVR? After the fixed term, the investment property interest rates revert to the applicable variable rate applicable. Comparison rate warning
|Standard Loan||Interest Rate||Comparison Rate|
|1 Year Fixed Rate >80% to ≤90% LVR||4.89% p.a.||3.91% p.a.|
|2 Year Fixed Rate >80% to ≤90% LVR||5.29% p.a.||4.08% p.a.|
|3 Year Fixed Rate >80% to ≤90% LVR||5.69% p.a.||4.32% p.a.|
|5 Year Fixed Rate >80% to ≤90% LVR||5.79% p.a.||4.66% p.a.|
Get across out the fees, options, and features associated with our Investor Fixed Rate Home Loan. Or, to learn more about borrowing terminology, see our frequently asked questions about home loans.
Need help or would like to know more? RACQ Bank offers many convenient ways for you to get in touch with us.
Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.
Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.
Rates current as at 23 June 2022 and subject to change at any time.
^ Additional 0.10% p.a. discount off fixed interest rates is available for Silver and Gold members only. Offer is available until further notice.
For fixed rate home loans, after fixed rate term, the interest rate reverts to the applicable variable rate. Refer to the Loan Rate Schedule for further information. The applicable LVR is the LVR at the time of the customer’s application for the fixed rate.
Comparison rate is based on a secured loan amount of $150,000 with monthly repayments over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.
~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.