At RACQ Bank, we want to make investing in property easy – from the moment you get the keys until the day you make your last repayment.
Our Mortgage Breaker Investor loan is packed with features that help you climb the property ladder, including a 100% offset account for personal borrowers, unlimited additional payments, and discounts for low LVR. Whether this is your first or your next property purchase, bring your portfolio to life with an investment property loan that works for you.
Our investment property loan is designed to help you benefit from borrowing:
New lending only. Principal and interest only. Available until further notice. Comparison rate warning. What is LVR? The Loan to Value Ratio (LVR) is the amount you are borrowing represented as a percentage of the value of the property being used as security for the loan.
Read through the fees, options and features of the Mortgage Breaker Investor loan here. Or you can learn more about home loan terminology in our home loan FAQs.
Our investment property loans are award-winning. RACQ Bank took out Canstar's 2021 Outstanding Value award for Investment Home Lender and Fixed Investment Home Lender in 2021.
Need help or would like to know more? RACQ Bank offers many convenient ways for you to get in touch with us.
Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.
Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.
Rates current as at 23 June 2022 and subject to change at any time.
Mortgage Breaker Investor Special is available new lending only. Existing RACQ bank home loan customers can switch to Mortgage Breaker Investor Special with a minimum $20,000 in additional lending.
Comparison rate is based on a secured loan amount of $150,000 with monthly repayments over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.
~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.