What you should tell us and why

When you become a member with RACQ and take out, renew, extend or vary your insurance policy, it is important that you understand you are answering our questions for yourself and anyone else whom you want to be covered by the policy.

You should always give us complete and honest answers to all the questions we ask you, by answering questions about yourself and other named policy holders [or named drivers] to the best of your knowledge.

If you breach your duty to us, we may be entitled to refuse to pay your claim, reduce the amount payable for a claim or cancel your policy. If your breach is fraudulent, we can also cancel the policy from the beginning.

The Product Disclosure Statement (PDS) outlines what you are covered for under your policy with us. Download our PDS, any applicable Supplementary PDS and Target Market Determination.

Please read them, including the exclusions to ensure you are aware of any limitations to the policy.

If you do not understand your responsibilities, please contact us on 13 1905.

By proceeding you agree that you have read and understood Your Responsibilities under the General conditions.


The RACQ Group collect, use and disclose your personal information in line with our Privacy Statement online or you can request a copy from us.

Financial Services Guide (FSG)

The FSG sets out information designed to assist you to decide whether to use any of the financial services or purchase any of the financial products set out in the FSG.

RACQ Membership

If you are not already a member of RACQ you will become a member by entering this contract with us.

By proceeding you agree with RACQ’s Constitution and Membership Terms.

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