Why choose a Fixed Loan?

  • Security of fixed repayment amounts
  • 1,2,3 and 5 year terms available
  • Flexibility of a split loan option
  • Low ongoing maintenance

Rates & Fees

Owner occupied

 

2 years Fixed - Choices 3.72 % p.a Owner occupied
4.80 % p.a Comparison rate
 
Establishment fee $600
Annual fee No annual fee

Monthly account keeping fee

No monthly account keeping fee
Additional repayments option Up to $10,000 annually
Offset account No
Redraw facility No 
Maximum Loan to Value Ratio (LVR)The Loan to Value Ratio (LVR) is the amount you are borrowing, represented as a percentage of the value of the property being used as security for the loan. 80%; 95% with Lenders Mortgage Insurance (LMI)Lenders Mortgage Insurance (LMI) is a one-off insurance payment which banks generally require you to pay if you have a smaller deposit.
Maximum term 30 years

Investor

 

2 year fixed - Choices 4.14 % p.a Investor
5.24 % p.a Comparison rate
 
Establishment fee $600
Annual fee No annual fee

Monthly account keeping fee

No monthly account keeping fee
Additional repayments option Up to $10,000 annually
Offset account No
Redraw facility No
Maximum Loan to Value Ratio (LVR)The Loan to Value Ratio (LVR) is the amount you are borrowing, represented as a percentage of the value of the property being used as security for the loan. 80%
Maximum term 30 years

Work out the numbers

How the application process works

1. Get things underway
Start the process by completing the online application form.

2. We’ll be in touch
Your home lending specialist will call you by the next business day to organise a meeting to go through your situation in depth.

3. Assessment and valuation
To help keep things moving and to make sure all the boxes are ticked, we conduct a property valuation and credit checks.

4. Full approval
Congratulations! We’ll let you know when your loan has been formally approved.


Apply now