Why choose a Fixed Rate Home Loan?
Want a secure home loan with no surprises? Our Fixed Rate Home Loan gives you the stability you need to plan your budget and reach your goals. With no monthly account fees, low establishment fees, competitive interest rate and the security of fixed repayments; enjoy a mortgage you can set and forget.
- Fixed repayments
- Split loan option
- Low maintenance
- Additional repayments
- Low establishment fee
Fixed Rate interest rates and fees
2 year fixed - Choices
3.72
% p.a
Owner occupied
4.80
% p.a
Comparison rate
1 year fixed - Choices
3.86
% p.a
Investor
5.30
% p.a
Comparison rate
Home loan calculator
Our online calculators give you an estimate on what you can borrow and how much you’ll be paying back. Calculate the amount you can afford to pay for a new house and see how any additional repayments influence your loan structure over your set term.
Work out the numbers
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How much can I borrow?
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How much will my repayments be?
Apply for a Fixed Rate Home Loan
You can apply for a Fixed Rate Home Loan online, anytime. Want to get started? Find out how the process works.
- Complete our online enquiry form. This isn’t a full application but it’ll save you time and give our lending consultant the info they need for now.
- Download our home loan application checklist so you can be prepared with the documents you’ll need to provide when we catch up.
- We’ll chat with you about which home loans are right for you. Plus, we’ll discuss your borrowing power and financial position so you can buy with confidence.
- We’ll do some work our end and let you know what your best options are for a loan with RACQ Bank.
Read about the home loan process and be prepared for what comes next.
Enquire about a Fixed Rate Home Loan