RACQ membership makes all the difference
With RACQ, you’re more than a customer. You’re a member.
RACQ is owned by members. We exist to benefit you and your community. You're at the heart of everything we do.
Going the extra mile for members is what makes RACQ different. It’s what we’ve done for well over a century. And it’s what we’ll continue to do now and into the future.
With everyday savings, loyalty rewards, and advice you can count on, your membership makes all the difference - to you and to the Queensland community.
How do I become a member?*
You can become a member of Queensland’s largest club by holding one of these products.
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InsuranceKnow you’re covered by insurance that’s designed with Queenslanders in mind. Our insurance policies come with RACQ membership (excluding CTP Insurance and Travel Insurance).
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Roadside assistanceWherever you are, our patrols are on their way 24/7 Australia-wide. All five levels of RACQ Roadside Assistance include RACQ membership.
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BankingRACQ Bank puts people before profits, so that our customers can enjoy great interest rates and low fees. Everyday transaction accounts, savings accounts, term deposits, home and personal loans all include RACQ membership.
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LifestyleAccess to member discounts, so that you can save on everyday expenses like fuel, groceries, electricity, and parking. Plus fun stuff like visits to the movies, theme parks, travel, and more.
Explore membership
What are my member benefits?
Your RACQ membership is packed with benefits to brighten your day and help you make the most of life in Queensland. As a member, you’ll be rewarded with savings on a range of RACQ products plus thousands of exclusive discounts from our retail partners.
Member loyalty savings
Member discounts^
Discounts on RACQ products and services
There are so many ways to save. Whether you’re in the market for a new house, you’re planning that long-awaited family holiday, or you just need to take care of a chipped windscreen, we've found little ways to make a big difference to your budget.
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Insurance discountsFrom multi policy, safe driver and no claim discounts through to online and seniors' specials, we find ways to make your insurance more affordable.
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Home loansGold and Silver members save even more with a 0.10% p.a. discount on fixed rate home loans.~
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Travel insuranceEnjoy 20% off the price of domestic and international travel insurance policies.#
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Vehicle inspectionsTake up to $50 off master checks, mechanical checks, mobile checks, and safety certificates.
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BatteriesGet $25 off the regular retail price of car, marine, and deep cycle batteries. -
WindscreensSave 20% on mobile and in-store RACQ Auto Glass windscreen repair and replacement.**
Help and advice you can count on
Other member benefits
Together we’re making Queensland's future brighter
At RACQ, we’re committed to helping Queensland communities become stronger, safer, and more sustainable.
Discover how we’re working towards a better future for Queenslanders through the RACQ Air Rescue Network, the RACQ Foundation, and our Local Sponsorships Program.
RACQ membership FAQs
Things to note
*RACQ membership is available with Eligible Products that may include but not limited to a roadside assistance product, an insurance product (excluding CTP and Travel Insurance), a consumer loan product, a lifestyle product, and/or a banking product, as determined by the Board as part of membership terms and conditions.
Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.
Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.
Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.
~Additional 0.10% p.a. discount off fixed interest rates is available for Silver and Gold members only. Offer is available until further notice and cannot be used in conjunction with any other offers.
#Limits (including sub-limits), conditions and exclusions apply. This insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (Tokio Marine & Nichido) ABN 80 000 438 291, AFSL 246548. Please read the PDS and SPDS Product Disclosure Statement (PDS) and any applicable Supplementary PDS before making a decision about this product.
^Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.
**The 20% RACQ member discount for windscreen replacements only applies where the replacement windscreen is an aftermarket front windscreen. The discount does not apply where the replacement windscreen is an OEM (original equipment manufacturer) windscreen. Nor does the discount apply to autoglass which is not a front windscreen.