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RACQ Travel Insurance will be there for you whether you’re exploring Australia or heading overseas

Whether you’re travelling domestically or overseas, RACQ’s Travel Insurance gives Queenslanders protection against unexpected holiday dramas so all you have to worry about is enjoying your vacation. Our International and Domestic Travel Insurance policies offer a variety of options to cover you in a number of unforeseen events.

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Members save 20% on travel insurance^^

RACQ Travel Insurance

Pack cover for the unexpected with RACQ Travel Insurance.

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International travel insurance

  • Feel prepared when you adventure overseas
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    20% discount for RACQ members^^
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    Unlimited overseas medical and hospital cover**
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    Cover for lost, stolen, or damaged luggage, smartphones, tablets, and computers^^
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    Cover for emergency expenses and legal liability
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    Optional extra cover for delays, travel documents, rental car excess, winter sports, and more
Travel outback

Domestic travel insurance

  • Experience uninterrupted enjoyment Australia-wide
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    20% discount for RACQ members^^
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    Cover for lost, stolen, or damaged luggage, smartphones, tablets, and computers^^
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    Cover for cancellation fees, lost deposits, travel delay, and rental car excess
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    Medical and evacuation benefits for cruises in Australian waters or at Australian ports
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    Optional extra cover for ski and winter sports

Get more out of your next trip with RACQ member perks~~

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Save on airport parking
Store your car with Andrews Airport Parking and get 10% off.^
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Spend less on fuel for your road trip
Take 4 cents a litre off at Puma Energy petrol stations.#
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Use discounted eGift cards to prepare for your holiday
Pick up the essentials with 4% off Woolworths eGift cards.
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Help out Aussies who are in need
Smile knowing your membership helps fund the RACQ Air Rescue network.

Why choose RACQ for your travel insurance?
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    We help our members have better holidays

    RACQ offers thousands of exciting discounts to our members. 

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    Quote and claim online

    Discover how easy it is to get cover and request help when you need it. 

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    Members get discounted policies

    Enjoy 20% off international and domestic travel insurance when you're an RACQ member.~

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    We have a reputation for excellence

    Queenslanders have relied on RACQ for decades.

While you're here

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Roadside assistance
Get road trip ready with roadside assistance that covers you throughout Australia, 24/7, 365 days a year.
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RACQ Bank Travel and International Services
Take money abroad, do international money transfers, and receive money from overseas with ease. 
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Car insurance
Know you’re covered the next time you hit the road with an RACQ policy for your car, motorcyle, boat, or caravan. 

Travel insurance FAQs

Things to note

^^Limits (including sub-limits), conditions and exclusions apply. This insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (Tokio Marine & Nichido) ABN 80 000 438 291, AFSL 246548. Please read the Product Disclosure Statement (PDS) and any applicable Supplementary PDS before making a decision about this product and read the Target Market Determinations (TMDs) before determining whether this product is suitable for your circumstances.

**‘$Unlimited’ means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit. This benefit covers reasonable overseas medical and hospital costs as a result of an injury (including that arising from a terrorist act) or illness occurring which first shows itself during your period of insurance. Benefits may be paid up to 12 months from the time you received treatment for the injury or illness, but only for reasonable expenses incurred during that time. Medical treatments must be provided by a legally qualified medical practitioner. You must notify us as soon as practicable of your admittance to hospital.

^10% member discount only applies to first 14 days and does not apply to extra day rates. Read the Andrews Airport Parking Terms and Conditions. Read the Gateway Airport Parking Terms and Conditions.

Specific terms and conditions, limits (including sub-limits) and exclusions apply to each of our policies and the different benefits. Please read the 'RACQ Travel Insurance- Combined Financial Services Guide and Product Disclosure Statement' for full details.

The information in this article is general advice only and does not take into account your objectives, financial situation or needs. Because of this, you should, before acting on the advice, consider the appropriateness of the advice, having regards to your objectives, financial situation and needs. You should obtain the 'RACQ Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement' and consider it before making a decision about whether to acquire RACQ Travel Insurance.

Banking products and loans are issued by Members Banking Group Limited ABN 83 087 651 054 AFSL and Australian credit licence 241195 trading as RACQ Bank. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, before deciding. Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.

RACQ Operations Pty Ltd (ABN 80 009 663 414 AR 000234978) and Members Travel Group Pty Ltd (ABN 45 144 538 803 AR 000432492) are acting as an Authorised Representative of the issuer of the insurance, Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548). Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before purchasing any travel products, we recommend reviewing the RACQ Travel Insurance Product Disclosure Statement (PDS) and the Target Market Determinations (TMDs) that apply to these products. Whilst the PDS outlines the Terms and Conditions of these products, the TMD’s outline the intended class of customers that comprise the target market for these travel products. This will allow you to consider which products best suit your objectives, financial situation and needs and consider the products appropriateness to your personal circumstances. TMD’s also outline matters involving the distribution and the review of these products. The PDS and TMD’s for each travel product can be found here.

~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.

#Conditions apply. Offer available at participating Puma Energy petrol stations. Visit racq.com/puma for details.