Explore Japan with RACQ Travel Insurance
A trip to Japan is often a once-in-a-lifetime adventure, and while planning helps, some things are simply out of your control. Should any number of surprises occur while you're away from home, RACQ Travel Insurance is there to help.
Travel insurance can provide cover for unexpected events like medical emergencies or travel disruptions so you can travel around Japan with confidence.
With RACQ Travel Insurance you can:
- Save 15% on policies as an RACQ member~~
- Access 24/7 emergency assistance worldwide
- Include skiing or snow sports cover for an additional premium^^
- All plans cover up to two adults and your dependants#
What does RACQ Travel Insurance cover for your Japan trip
Whether you're planning a ski holiday or a family adventure in Japan, RACQ Travel Insurance offers cover for a range of needs, so you can explore with confidence.
For full details of what’s included and what's not, in RACQ Travel Insurance see our Product Disclosure Statement (PDS) and any applicable Supplementary PDS.
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$Unlimited* overseas medical and hospital coverWe’ll cover reasonable medical and hospital expenses you incur if you get sick or injured while in Japan. Medical expenses benefit will not be incurred more than 12 months from the time of first receiving treatment for the injury or illness. -
Cancelled travel and accommodation^^If your trip is cancelled or cut short due to unexpected illness and you can’t travel any longer, certain international travel insurance plans will cover any fees and lost deposits for travel and accommodation. -
Emergency expenses^^If your travel plans change due to a lost passport, illness, injury, we’ll cover necessary emergency costs. -
New for old replacement of luggage^^If your belongings are lost, stolen or damaged, we’ll help cover the cost to repair or replace them with new items of similar value. -
Lost or damaged smartphones, tablets and laptops^^Get protection for your personal devices while you travel, including repairs or replacement if your devices are lost, stolen or damaged.
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Rental car excess^^If a rental car you’ve hired is stolen or damaged while in your care, certain international travel insurance plans will cover either the car insurance excess or the cost of repairs – whichever is less.
Choose extras for your Japan travel insurance
We know every trip to Japan is unique, whether you’re exploring bustling cities or enjoying the ski slopes. Our travel insurance policies offer optional extras that you can add onto your plan for an additional cost so you can choose a cover that matches your specific needs.
Choice of excess
Select from a range of excess options to suit your individual travel needs.
Ski and winter sports
Additional cover for added premium can be added to your Japan travel insurance policy to cover accidents that may occur during skiing, snowboarding or any winter sport activities done for leisure.^^
Medical conditions^^
Our policies can accommodate a range of existing medical conditions with extra coverage available where needed. Learn more about how RACQ covers existing medical conditions.
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Three travel plans to choose from -
Unlimited overseas medical and hospital cover*
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24-hour overseas emergency assistance hotline
Multi-trip annual travel insurance
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Covers international holidays and domestic trips where the trip is more than 250km from your home^^
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All plans cover two adults and dependents#
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Cover for an unlimited number of trips over a 12-month period**
Traveling to Japan in your golden years? Explore your travel insurance options with RACQ.
- Overseas medical and hospital cover^^
- 24/7 emergency overseas assistance
- Emergency expenses^^
Why choose RACQ Travel Insurance for Japan?
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Get help when you need itLodge a claim on your RACQ Travel Insurance policy online.
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Customise your travel insurance for JapanChoose from a range of excess options and add optional extras to your cover. -
21-day cooling off periodChange of plans? Cancel your policy within 21 days of purchase and get a full refund.^^ -
Award-winning insuranceRACQ Travel Insurance Premium Cover won the 2023 and 2024 Mozo Experts Choice Award for Exceptional Quality.
Travel tips for making the most of your overseas holiday
Travelling overseas brings exciting opportunities, along with a few extra things to think about. Explore our helpful tips to help make your journey smooth, safe, and memorable from start to finish.
Contact us
Need help or would like to know more? RACQ offers many convenient ways for you to get in touch with us.
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Contact us onlineFill out our enquiry form and we’ll get back to you. -
Talk to our travel team at selected store locationsFind your local RACQ Travel store. -
Speak to a travel insurance agent over the phoneCall us on 1300 338 821, 7 days a week. -
Emergency overseas assistanceCall us on +61 2 8055 1696, 24 hours a day.
Japan travel insurance FAQs
Things to note
^^Limits (including sub-limits), conditions and exclusions apply. This insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (Tokio Marine & Nichido) ABN 80 000 438 291, AFSL 246548. Please read the Product Disclosure Statement (PDS) and any applicable Supplementary PDS before making a decision about this product and read the Target Market Determinations (TMDs) before determining whether this product is suitable for your circumstances.
*$Unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions.
Specific terms and conditions, limits (including sub-limits) and exclusions apply to each of our policies and the different benefits. Please read the 'RACQ Travel Insurance- Combined Financial Services Guide and Product Disclosure Statement' for full details.
#Dependants such as children, grandchildren, stepchildren, and foster children aged 25 or under at no extra cost provided they are travelling with you the whole time, are financially dependent on their parents or grandparents, not working full time and do not require a medical assessment.
~~Offer is subject to change/withdrawal without notice.
RACQ Operations Pty Ltd (ABN 80 009 663 414 AR 000234978) and Members Travel Group Pty Ltd (ABN 45 144 538 803 AR 000432492) are acting as an Authorised Representative of the issuer of the insurance, Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548). Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before purchasing any travel products, please consider the RACQ Travel Insurance Product Disclosure Statement (PDS) and the Target Market Determinations (TMDs) that apply to these products. Whilst the PDS outlines the Terms and Conditions of these products, the TMDs outline the intended class of customers that comprise the target market for these travel products. This will allow you to consider which products best suit your objectives, financial situation and needs and consider the products appropriateness to your personal circumstances. TMDs also outline matters involving the distribution and the review of these products. The PDS, Supplementary PDS and TMDs for each travel product can be found here.
**Each trip is subject to a maximum duration limit. A maximum duration of either 30, 45, or 60 days per trip can be chosen.