RACQ Bank Visa Debit cards make spending overseas a breeze

Taking money overseas is easy with RACQ Bank. If you’d prefer to spend your own money instead of relying on credit, using your RACQ Bank Visa Debit card is an easy way to plan and enjoy your next holiday. Whether you need to book transport and accommodation online, withdraw cash from an overseas ATM, or use your card in-store, we make the payment process simple, secure, and hassle-free.

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Why choose an RACQ Bank Visa Debit card for your next international trip?

RACQ Bank's Visa Debit cards make it safer, faster, and easier than ever to access your money overseas.

  • Securely access your money at more than one million ATMs around the globe
  • No international transaction fees or international ATM fees.** A foreign currency conversion fee applies, refer to the Fees and Charges Schedule.
  • Connect your card to Apple Pay, Google Pay™, and Samsung Pay*
  • Track your spending anywhere in the world with online banking and the RACQ Bank app
  • Visa Zero Liability

    Shop with confidence, knowing you’ll be protected by Visa’s Zero Liability policy~ for any unauthorised use of your card. You won’t be held responsible for fraudulent charges or unauthorised purchases made with your RACQ Bank Visa Debit card.

Visa Global 24/7 Customer Assistance Service

Lost your card and need help while overseas? Visa’s Global Customer Assistance Service can provide multilingual assistance anytime day or night anywhere in the world:

  • Once your card has been reported lost or stolen it can be blocked in 30 minutes
  • Provide emergency cash which can be collected from 270,000 locations worldwide
  • Arrange your replacement card, so you can continue enjoying your holiday!

If you need assistance, contact Visa Global Customer Assistance Services immediately using their world-wide network of toll-free phone numbers. Please refer to the Fees and Charges Schedule for more information.

Don’t have an RACQ Bank Visa Debit card?

Open an Everyday Account or Advantage Plus Account today to get your card.

Everyday Account

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    $0 monthly account keeping fees
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    Apple Pay, Google Pay™, and Samsung Pay*
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    Designed for everyday transactions

Advantage Plus Account

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    $0 monthly account keeping fees
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    Attractive interest rates
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    Designed for over 55s

Already have an account?

If you already have a transaction account with RACQ Bank, you can request a Visa Debit Card by calling 13 1905 or by visiting your local RACQ store.

Don't forget to tell us if you're travelling overseas

Please let us know when you're planning on heading overseas so we can monitor your account for any suspicious or unusual activity.

You can notify us by:

While you're here


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Things to note

Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.

Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.

* The Apple logo and Apple Pay are trademarks of Apple Inc.., registered in the U.S. and other countries. Google Pay, and the Google Pay Logo are trademarks of Google Inc. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd.

** Some merchants may apply a surcharge fee for using your Visa Debit Card at point of sale. Some ATM operators may charge a fee for using your Visa Debit Card at their ATM. The fee is displayed and charged by the ATM operator at the time of use.

Visa’s Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify their issue promptly of any unauthorised Visa use. For Visa’s Zero Liability Terms and Conditions, visit Visa Australia. 

The information in this article is general advice only and does not take into account your objectives, financial situation or needs. Because of this, you should, before acting on the advice, consider the appropriateness of the advice, having regards to your objectives, financial situation and needs. You should obtain the 'RACQ Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement' and consider it before making a decision about whether to acquire RACQ Travel Insurance.

RACQ Operations Pty Ltd (ABN 80 009 663 414 AR 000234978) and Members Travel Group Pty Ltd (ABN 45 144 538 803 AR 000432492) are acting as an Authorised Representative of the issuer of the insurance, Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548). Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before purchasing any travel products, we recommend reviewing the RACQ Travel Insurance Product Disclosure Statement (PDS) and the Target Market Determinations (TMDs) that apply to these products. Whilst the PDS outlines the Terms and Conditions of these products, the TMD’s outline the intended class of customers that comprise the target market for these travel products. This will allow you to consider which products best suit your objectives, financial situation and needs and consider the products appropriateness to your personal circumstances. TMD’s also outline matters involving the distribution and the review of these products.