Protect your property with RACQ Body Corporate Insurance
RACQ Body Corporate Insurance covers your building, common contents, and legal liability, plus you can add optional benefits for extra protection.
What does my body corporate insurance cover?
This is a summary only. Please read our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations.
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Loss or damage in a flood, fire, or theft, and malicious damage
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Up to $20 million in legal liability if an incident occurs at the insured address
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Up to 10% of the building sum insured to cover the costs to demolish and design the building after an incident
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Common contents in the open air at the property address up to the common contents sum insured (e.g., in carports or on verandas)
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Emergency repairsWe pay up to $1,500 for emergency repairs to avoid further damage after an incident.
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Fidelity guaranteeWe cover you against the fraudulent use of body corporate funds by office bearers, a body corporate manager or service contractor. We pay up to $1,000 multiplied by the number of lots in the community title scheme for your building, but not exceeding $30,000 during the period of insurance.
Optional benefits
This is a summary only. Please read our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations
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Office bearer’s legal liabilityWe pay up to $1,000,000 less any relevant excess to cover your liability to pay compensation for wrongful acts committed by office bearers while acting as office bearers of the body corporate.
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Voluntary worker’s insuranceWe cover voluntary workers who are injured or die in the common area at the insured address. We pay up to $1,000,000 for any claim arising out of one incident and $250,000 for all claims in any one period of insurance.
Why choose RACQ for your body corporate insurance?
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Local customer service team
We’re here for Queenslanders when they need us the most.
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You can trust RACQ
We've been looking after members for decades.
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We’re more than an insurer
Become a member of Queensland's largest club when you choose RACQ.
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21-day cooling off period
Change of plans? No drama.
Live it up with RACQ business member benefits~~
Contact us
Need help or would like to know more? RACQ offers many convenient ways for you to get in touch with us.
Things to note
Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.
~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.