Protect your property with RACQ Body Corporate Insurance

RACQ Body Corporate Insurance covers your building, common contents, and legal liability, plus you can add optional benefits for extra protection.

Call 13 1905 for a quote Call 13 1702 to claim

What does my body corporate insurance cover?

This is a summary only. Please read our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations.

  • house-with-fire
    Loss or damage in a flood, fire, or theft, and malicious damage
  • explosion-house-icon
    Up to $20 million in legal liability if an incident occurs at the insured address  
  • umbrella
    Up to 10% of the building sum insured to cover the costs to demolish and design the building after an incident
  • house-with-tree-beside
    Common contents in the open air at the property address up to the common contents sum insured (e.g., in carports or on verandas)
  • Blue tick
    Emergency repairs
    We pay up to $1,500 for emergency repairs to avoid further damage after an incident.
  • Blue tick
    Fidelity guarantee
    We cover you against the fraudulent use of body corporate funds by office bearers, a body corporate manager or service contractor. We pay up to $1,000 multiplied by the number of lots in the community title scheme for your building, but not exceeding $30,000 during the period of insurance.  
  • checkout-dollar-signs-document
    Office bearer’s legal liability
    We pay up to $1,000,000 less any relevant excess to cover your liability to pay compensation for wrongful acts committed by office bearers while acting as office bearers of the body corporate.
  • two-people-next-to-eachother
    Voluntary worker’s insurance
    We cover voluntary workers who are injured or die in the common area at the insured address. We pay up to $1,000,000 for any claim arising out of one incident and $250,000 for all claims in any one period of insurance.

Why choose RACQ for your body corporate insurance?

  • callcentre-person
    Local customer service team

    We’re here for Queenslanders when they need us the most.

  • shaking-hands
    You can trust RACQ

    We've been looking after members for decades.

  • family-in-front-house
    We’re more than an insurer

    Become a member of Queensland's largest club when you choose RACQ.

  • calendar-with-squares
    21-day cooling off period

    Change of plans? No drama.

Live it up with RACQ business member benefits~~

Accommodation concierge
Let our personal travel consultant book for you.
Pay less for the basics
Get battery and windscreen 
Free car brokerage service
Buy your car without running around.
Vehicle inspection discount
Save up to $50 on non-member inspection prices.

Things to note

Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.

~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.